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Things To Do Orlando: Drip

August 18th, 2015 by tisner

DripThings To Do Orlando:  Drip

Drip is an in-your-face explosion of color and movement backed by a live rock band, all in an industrial dive bar.

You may get wet … you may get messy … you will have an awesome time. Grab a colored beer (orange, yellow, red or blue!) or glass of wine from our bar and let us assault your senses. Drip is located in the heart of International Drive (I-drive) within walking distance of the Orange County Convention Center, numerous hotels, restaurants and tourist attractions. Drip is an arts entertainment company that combines performing and visual arts to create full sensory environments that excite and move audiences. Drip is known for their highly visual, innovative and messy performances in colored sand, raining paint, flying water and more!

WHEN:  Saturday Aug 22, 2015 @ 9am
WHERE:  The DRIP venue on International Drive
COST:  $35 – $54

Visit the Event Website for more details.

Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!

You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Tips For Qualifying For Down Payment Assistance

August 12th, 2015 by tisner

Most folks these days are living paycheck to paycheck and are having a hard enough time trying to pay all of their bills on time. This is one of the biggest reasons many people are looking for some sort of down payment assistance when it comes time to purchase a new home. For many people owning their own home cannot become a reality because they simply cannot afford to come up with the down payment needed. Rest assured if you are one of those people who have a hard time coming up with enough money to pay bills much less enough money for a down payment on a house, there is hope for you! Below are a few ideas for down payment assistance and what you need to do to qualify for it.

down payment

  • Figure out what your adjusted gross income is so that you will know if you can or cannot qualify for down payment assistance.
  • Complete a HUD application at your local HUD (The US Department of Urban Development) office.   In order to qualify for HUD your adjusted gross income must not be more than 80 percent of the local median income.
  • The down payment assistance program from HUD has a limit of 6 percent of the home’s purchase price or $10,000 so be sure that you know what size and price range you are looking for in a home before you apply for assistance. Knowing some of these things beforehand will possibly save you a lot of hassle in the long run.
  • You may possibly qualify for a grant that you do not have to pay back such as with the American Dream Down Payment Initiative Program. This program is known as the ADDI. If you need assistance with your home down payment be sure not to let this particular program slip through your fingers.

Hopefully these few ideas for down payment assistance will get you started in the right direction when looking for a home of your own. It is important that you don’t get discouraged and give up when looking for these types of assistance programs. They are out there for the taking you just have to be diligent to look for them and see which ones may be able to assist you in your home buying experience. It is all too easy to give up and not look deep into all the different home down payment assistance programs but I promise you if you do enough research you WILL likely find one out there that is just waiting to help you.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Things To Do Orlando: 21st Annual Harvest Grape Stomp

August 10th, 2015 by tisner

Harvest Grape Stomp

Things To Do Orlando:  21st Annual Harvest Grape Stomp

Finally, harvest season has arrived and it’s time for grape stomping competitions at the 21st Annual Harvest Grape Stomp!

This two-day outdoor event will feature live music, grape stomping, and award-winning Lakeridge Wines.There will be food and beverage vendors serving an assortment of delicious treats, including everyones favorite Lakeridge wines by the glass, as well as domestic and import beers available for purchase. A variety of children’s activities will be offered in the festival grounds at this family-friendly event, including bounce houses and concessions. There will also be a Lakeridge Winery booth on the festival grounds where guests can sign up for a chance to win a flat screen HDTV.

WHEN:  
WHERE:  Lakeridge Winery & Vineyards
COST:  A $2 donation will be accepted at the gate to benefit the Boys & Girls Club; Parking is free.

Visit the Event Website for more details.

Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!

You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Things To Do Orlando: Date Night

August 5th, 2015 by tisner

Date NightThings To Do Orlando:  Date Night

Wondering what to do with your significant others?  Attend Date Night this weekend!

Enjoy a current or classic film in a beautiful garden.  Gardens open at 6:00 pm and movie times vary, visit leugardens.org for movies and times.  Pack a dinner picnic or onsite vendors will be selling great food.  Seating is recommended.  All movies are weather permitting. Enjoy an outdoor movie in a beautiful garden. Blankets or chairs are recommended. You may bring a dinner picnic basket. Alcohol is permitted.

WHEN: Friday Aug 7, 2015
WHERE: Harry P. Leu Gardens
COST:  $3 – $6

Visit the Event Website for more details.

Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!

You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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To Pay Or Not To Pay

July 30th, 2015 by tisner

As a follow-up to a recent blog post,Your Credit and Your Home Purchase, I want to share a tip from a credit restoration company I know…

“As Shakespeare almost put it, To Pay Or Not To Pay, that is the question:

debtWhen it comes to your credit scores, paying the right account or the wrong account can make a massive difference in your credit scores. Let’s focus on what not to pay. One would assume when paying off bad debts on your credit report, the credit scores would always increase. However “one” is not always correct. Paying off items like your utility collection, or your cell phone collection will most likely decrease your scores. This is despite the popular belief that having a $0 balance on your collection accounts must be better than owing money. Balances on collections are irrelevant, for example you could have a one million dollar medical collection or a one dollar medical collection and if everything else is the same the scores would also be the same. The reason why your scores generally decrease when a payment is made is because by making a payment you reactivate the account causing it to report as new again. This is shown as the ‘DLA’ on a credit report. This ‘DLA’ or ‘Date of Last Activity’ represents the weight of the account AND the seven year statute until the item will fall off naturally (which is a whole other problem, but we will save that for another day).

The reasoning behind this madness is that the algorithms that calculate scores cannot discriminate against wealthier/poorer individuals. So the fact that a wealthier person has the ability to pay off a certain dollar amount more easily than a poorer person would be discriminatory on algorithm calculation.”

Confused? Contact us and we’ll put you in touch with a reliable lender who can answer your questions.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Things To Do Orlando: Blue Man Group

July 26th, 2015 by tisner

Things To Do Orlando:  Blue Man GroupBlue Man Group

Experience the mystery, the humor, the euphoria and the indescribable celebration of art, technology and music that is Blue Man Group at Universal Orlando® Resort.

This event combines science and laughter, and makes for an explosive evening of entertainment. Lose yourself in the incredible performances, the astounding music, and the captivating stage show.

Enjoy FREE ADMISSION†† to select CityWalk® venues with your Blue Man Group ticket stub. Tickets for Blue Man Group can be purchased individually or packaged with your theme park admission.

WHEN: Saturday Aug 1, 2015 @ 6pm
WHERE:  Universal City Walk Orlando
COST:  $29 – $121.95

Visit the Event Website for more information.

Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!

You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

 

 

Your Credit and Your Home Purchase

July 22nd, 2015 by tisner

When buying a home it is prudent to know about your credit score. According to a recent survey by Experian, many of those in the market for a home are already aware of the importance of their credit score. However, only half of recent buyers said they checked their credit when they first considered purchasing a home.

  1. 67% of buyers are NOT pre-approved
  2. 45% of buyers delay their purchase (ultimately) to improve their credit

That is almost HALF of buyers who delay the purchase based on information they should have known prior to shopping for a home.

This survey underscores how important the pre-approval loan process is. Even if just to give buyersan idea of what their credit report contains, what their rate and payment would be and how much they can qualify to buy. Too often, there are situations where people cannot qualify once under contract and it would have been quickly uncovered during a pre-approval.  This represents wasted time for the realtor, buyer, seller and all involved.

Lesson learned? Pay attention to your credit year-round, and understand that what you do today impacts how your credit works for you in critical purchase moments like home buying.

Information provided by Orlando Realtor Teri Isner.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Things To Do Orlando: Idina Menzel on Tour

July 20th, 2015 by tisner

Idina Menzel on TourThings To Do Orlando:  Idina Menzel on Tour

Delight your ears with the voice of Idina Menzel on Tour!

Tony-Award Winning Broadway powerhouse Idina Menzel has a diverse career on the stage, in film and television, and in music.

Superstar Idina Menzel’s tour comes hot on the heels of a remarkable year that included performing the smash hit “Let It Go” from Disney’s Frozen at the 86th annual Academy Awards, a triumphant return to Broadway in the musical If/Then, a Best Actress Tony Award nomination and the release of this season’s must-have Christmas album Holiday Wishes.

Called “the Streisand of her generation” by The Denver Post, Menzel has captivated audiences at sold-out concerts around the world. Throughout the tour, Menzel will lead audiences through a special journey of classic pop, musical theater favorites and her own personal catalogue. The shows are set to weave together Menzel’s irresistible charm, wit and unparalleled vocal prowess.

WHEN:  WHERE:  The Dr. Phillips Center for the Performing Arts
COST:  Tickets starting at $55

Visit the Event Website for more information and to Purchase Tickets

Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!

You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Windermere Florida Real Estate Market Statistics – July 2015

July 17th, 2015 by tisner
Welcome to your up-to-the-minute July 2015 edition of Market Snapshot for Windermere, Florida compliments of Teri Isner. This report is personalized with charts including market activity for homes in the 34786 zip code.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Kissimmee Florida Real Estate Market Statistics – July 2015

July 17th, 2015 by tisner
Welcome to your up-to-the-minute July 2015 edition of Market Snapshot for Kissimmee, Florida compliments of Teri Isner. This report is personalized with charts including market activity for homes in the 34741 zip code.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

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