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Orlando Florida | News from the World of Real Estate

July 5th, 2007 by tisner

What is going on in Real Estate?

What is going on in Real Estate?
Here are some Real Estate articles that we thought you might find of interest:
  • What Your Kitchen Cabinets Say About You  –  Read more >
  • Late Payments Rise on Mortgages, Fall on Credit Cards  –  Read more >
  • Michael Jackson Searching for Vacation Home  –  Read more >
  • 3 Reasons to Be Happy About Housing Market  –  Read more >
  • Americans Optimistic About Real Estate  –  Read more >

Orlando Florida Restaurant Guide | Hot Dog Heaven

July 5th, 2007 by tisner

Casual Dining | 5355 E. Colonial Drive | Orlando Florida 32807

Casual Dining | 5355 E. Colonial Drive | Orlando Florida 32807
5355 E. Colonial Dr.  Orlando, Fl 32807
(407) 282-5746
Hours of Operation
Monday – Friday 11-6 Saturday 11-4
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Orlando Florida | Pre-Approval is Key!

July 3rd, 2007 by tisner

Guest Author | David Podgursky

Guest Author | David Podgursky

When buying a home, it is very important to be Pre-Approved for your mortgage in advance.  The reasons for this vary from calculating affordability to presenting a stronger contract.  The issue is that the definition of this Pre-Approval varies depending on the context in which it is used.  This guide should help you understand what Sellers are asking for when they advertised "Pre-Approved Buyers Only". 

The phrase "Pre-Approved" brings up a question of semantics. The best way to further this discussion is to define the terms Pre-Qualification and Pre-Approval.

Pre-Qualification is a process whereby the buyer’s income, credit and assets are analyzed.  It is essential that all of these factors are weighed to give you a legitimate chance of getting the loan approved.  The findings in the Pre-Qualification will also help you and your Realtor decide the home prices to search in the MLS.  This prevents falling in love with a house just to find up that is $50,000 out of your price range.

Pre-Approval is a step PAST what you see above.  It is actually only available after your complete loan file is submitted to a lender.  At this point the lender will underwrite the loan file and come back with a Conditional Approval – a.k.a. a Pre-Approval.  This is only a Conditional Approval because there will be conditions that the lender places on the loan that must be met prior to closing.  After these conditions are reviewed and signed off on by the Underwriter, the loan should have Final Approval or Commitment and be Cleared to Close. 

A Pre-Qualification is very important.  It is not a guarantee, though! .

When trying to satisfy this Seller requirement, a buyer should realize that the difference in a Letter of Pre-Qualification and a Letter of Pre-Approval is much more than just semantics.  It can take between a few days and a couple of weeks to get a pre-approval.  It all depends on the particulars of the loan file and the lender itself.  This is why it is important to get started on the loan application before shopping for the property

A Letter of Pre-Qualification should only detail that a buyer appears able to purchase a home at a particular price point based on the information they provided. 

A Letter of Pre-Approval is the document that is proof that the lender has already approved the buyer for a loan and is just waiting on a property to put with the loan.  This is the "Golden Ticket" that you will need to have in hand to successfully move along the path to home ownership.

For More information on Loan Pre-approval, follow this link to Florida Mortgage Loans | Pre-Approval vs Pre-Qualification – a lesson in industry semantics

Orlando Florida | Real Estate Tax Savings Estimator

July 2nd, 2007 by tisner

There has been much talk about the Florida Tax Cut, but how will this affect you the Orlando Florida homeowner?

Tax Savings Calcluator for the Orlando FloridaThere has been much talk about the Florida Tax Cut, but how will this affect you the Orlando Florida homeowner?  
We found this handy Tax Savings Calculator on the Orlando Sentinel website for Volusia, Seminole and Orange Counties.

The Orlando Avenue Top Team is here to help you with all your Real Estate needs in the Greater Orlando Florida area at (407) 467-5155.

Orlando Florida | Selling Your Home?

July 2nd, 2007 by tisner

Showing Your Orlando Florida Home ~ Something to think about.

Showing Your Orlando Florida Home ~ Something to think about.
Orlando Florida | Selling You Home | Showing SuggestionsThere are a few things you don’t want potential Orlando Florida buyers to see in your home on a showing. 
Why you ask? 
Well each one creates a strong reaction — positive and negative.  Can you really afford to lose the perfect buyer for your Orlando Florida home because someone saw something that they reacted negatively to?

Here are a few things to remove from your Orlando Florida home before you start showing:

Religion. This is one of the toughest ones to deal with. Individuals who have a strong conviction in their faith and practice it regularly tend to display that within their homes. Potential Orlando Florida buyers might become uncomfortable so it is best to remove religious items.

Politics. This really goes hand in hand with religion.  Need we say anymore?
Sex – magazines, suggestive photos, toys, stripper poles, lingerie, etc.  Very few people can get past the mental picture.
Rock ‘n Roll. Any evidence of the party lifestyle…

Drugs. Both legal and illegal.    The illegal — well that is obvious…  But do you really want potential buyers knowing your business and use it as leverage in the negotiation process? 

While we have your attention, do make sure that your beds are made, floors clean, toilet seat lids down, and no clutter anywhere are also very important to help your Orlando Florida home show well!  Call the Orlando Avenue Top Team today for assistance in buying or selling your Orlando Florida home at (407) 467-5155!

Orlando Florida | You Just Closed on your Orlando Florida Home ~ Now What?

July 2nd, 2007 by tisner

You just closed on your Orlando Florida home and we want to congratulate you!

Congratulations on the Purchase of Your Orlando Florida Home!

http://www.flickr.com/photos/harraz/375324569/You just closed on your Orlando Florida home and we want to congratulate you!   All your hard workd and planning has paid off you have a brand new Orlando Florida home! 

After you get the keys to your Orlando Florida home, the first first thing you must do before you move in — Change those locks!

Remember that there had been numerous people that may have had access, including the previous owners.  The helpful neighbor, inspectors, repairmen, friends and family of the previous owners, even the Listing Realtor. 

Since you don’t know who might have keys we strongly encourage you to change the locks immediately!  It is relatively inexpensive and ensures you and your family’s safety in your new Orlando Florida home!

You can change the locks to your Orlando Florida home by changing the tumblers yourself, or you can call a qualified locksmith to come in and do it yourself!

Interested in purchasing an Orlando Florida home or selling your Orlando Florida home?  Call the Orlando Florida Top Team at (407) 467-5155 to start the process today!

Orlando Florida | National Do Not Call Registry

July 2nd, 2007 by tisner

Orlando Florida | National Do Not Call Registry

Soon cell phone numbers will be released!

REMINDER..12 days from today, all cell phone numbers are being released to telemarketing companies and you will start to receive sales calls.

……YOU WILL BE CHARGED FOR THESE CALLS
To prevent this, call the following number from your cell phone (888) 382-1222.

It is the National DO NOT CALL list.
It will only take a minute of your time. 
It blocks your number for five (5) years. 
You must call from the cell phone number you want to have blocked. 
You cannot call from a different phone number.

Orlando Florida | Saving for your First Home?

July 1st, 2007 by tisner

Orlando Florida | Saving for your First Home?

Interesting thought — how much is that designer coffee costing you?
http://www.flickr.com/photos/leonefabre/

The Coffee Savings Calculator can give you a good idea how much money you could save if you give up the fancy designer coffee you buy each day and drink coffee you bring in from home or the coffee provided at the office.

Just another way you can save for your first Orlando Florida home.  The Orlando Top Team is ready to assist you once you are ready to purchase a new Orlando Florida home.  Call us today at (407) 467-5155 to speak with us on other ways you can save for your first Orlando Florida home!

Celebration Florida Homes | Single Family Homes Sold and Pending as of July 1, 2007

July 1st, 2007 by tisner

Celebration Florida Homes | Single Family Homes Sold and Pending as of July 1, 2007

lebration Florida Market Update as reported through the Mid Florida Regional MLS

As of of today since April 1, 2007 there has been a total of 23 Single Family homes sold (green shaded) and currently there are 187 active single family homes with 26 homes pending (gray shaded).  Below find the closed and currently pending single family homes in Celebration Florida.

Celebration Florida Homes | Single Family Homes Sold and Pending as of July 1, 2007
                 
MLS # List Price Sold Price Bed/Bath/ Heated  Year Pool Days on  Days to
      Half Baths Sq Ft Built   Market  Contract
                 
O4746765 699,900    4/3.0 2927 1996 N 226 226
O4768146 679,000    4/2.1 2812 2001 N 126 126
O4758085 510,000    3/2.1 2494 2002 N 212 212
O4746057 2,650,000 2,650,000 5/5.2 6917 1997 Y 182 177
O4753513 1,895,000 1,700,000 5/4.1 5437 2001 N 4 3
O4742104 1,865,000 1,535,000 5/4.1 4960 1998 N 27 26
O4781818 1,650,000 1,425,000 5/4.1 5609 1997 N 31 26
S4618925 1,200,000 1,200,000 5/4.1 4026 2001 N 71 71
O4743309 995,000 800,000 4/2.1 3651 2004 N 51 48
O4745464 929,900 915,000 5/4.1 3599 2004 Y 177 175
O4776923 898,000 839,000 5/4.0 3772 2002 N 34 34
O4750441 849,750 785,000 4/3.1 2930 2002 Y 25 25
S4623684 840,000 800,000 5/4.0 4077 2001 Y    0
S4615125 804,580 800,000 4/3.1 3494 2006 N 108 107
O4764032 799,000 720,000 5/3.1 3166 2000 N 132 132
O4761812 789,000 770,000 5/4.1 3724 2004 N 36 35
S4615515 786,600 775,000 4/3.1 3070 2006 N 35 34
O4739193 744,000 705,000 4/3.1 2990 1998 N 12 11
S4615169 742,165 737,165 4/3.1 2901 2006 N 132 130
S4615480 738,575 730,000 4/3.1 2824 2006 N 146 146
S4615416 736,250 740,004 3/3.1 3070 2006 N 28 23
S4615321 725,480 720,000 3/2.1 2546 2006 N 37 36
S4615370 719,410 712,000 3/2.1 2546 2006 N 30 30
O4761611 675,000 620,000 4/3.1 2891 2005 N 49 49
O4763340 644,900 600,000 4/3.1 2904 1998 N 11 10
S4615248 634,340 624,000 3/2.1 2599 2006 N 8 8
S4615170 623,300 612,000 3/2.0 2233 2006 N 17 16
S4624097 599,000 540,000 5/4.0 3324 1998 N 71 68
O4751213 559,900 520,000 3/2.1 2235 1999 Y 99 99
S4615245 558,000 558,000 4/2.1 2654 2006 N 63 63
S4615151 520,490 515,490 2/3.0 2073 2006 N 39 39
O4755326 499,900 495,000 3/2.0 2084 2004 N 12 11
O4769091 475,900 439,000 3/2.1 1750 2002 N 54 49
O4744520 449,900 415,000 3/2.0 1860 2001 N 147 147
O4748384 449,000 433,000 3/2.1 1852 2003 N 61 58
S4622899 439,900 398,000 3/2.0 1416 2000 N 43 41
O4758576 420,000 405,000 3/3.0 2078 2004 N 174 174
S4615854 419,900 380,000 3/2.1 1656 1997 N 79 75
S4620777 417,240 410,000 3/2.0 1717 2006 N 118 118
S4617337 399,900 395,000 3/2.1 1656 1997 N 121 121
O4756749 395,000 375,000 3/2.1 1636 1997 N 102 102
O4742365 394,900 394,900 3/2.1 1644 2002 N 9 9
O4762625 389,900 389,900 3/2.1 1684 2003 N 88 87
S4617547 379,900 370,000 3/2.0 1416 2000 N 163 162
S4617250 349,900 335,000 3/2.0 1416 2001 N 99 98
O4771290 320,000 297,000 3/2.0 1388 1999 N 147 147

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If you would like a complete list of available listings or more details on the homes sold in Celebration Florida this year, please call the Orlando Top Team at (407) 467-5155. 

 

Orlando Florida Condos | Windsor Palms ~ Kissimmee Florida 34747

July 1st, 2007 by tisner

Vacation Home ~ just minutes from Walt Disney World Resort in Orlando Florida

Vacation Home ~ just minutes from Walt Disney World Resort in Orlando Florida

Short Term Rentals = Investment Opportunity!

Location: Windsor Palms

This beautiful 3 bedroom condo is completely furnished with brand new living room furniture for added value. This guarded gated community with loads of amenities is close to Disney, restaurants, shopping and much more. The perfect place to be on your vacation.

An appropriate reward for success!

Information
Contact Information
Teri Isner
407-467-5155
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Pricing
Asking Price: $199,900.00
Homeowner Dues: 2976.00 annually

Property Location
2302 Silver Palm Drive
Kissimmee, Fl 34747
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Links
Orlando Restaurants
For Sale By Owner?
Disney Vacation Tip
What Makes a Rental Home Appealing?

Features
Bedrooms: 3
Bathrooms: 2
Year Built: 2002
Subdivision: Windsor Palms
Located on Floor #: 3
Floors in Bldg: 3
Square Footage: 1269
Agent Name: Teri Isner
Broker: Keller Williams at the Lakes/Celebration
MLS #: S4619985

Attributes
Appliances
Range/Oven
Full Refrigerator
Washer/Dryer
Dishwasher
Sink Disposal
Microwave

Building Amenities
Swimming Pool
Guest Parking
Basketball Court
Recreation Center

Photo Gallery

View as SlideshowView Photo Gallery (9 Photos)

Teri Isner, CIPS, CRS, GRI
Keller Williams At-The-Lakes
700 Celebration Blvd
Suite 300
Celebration, Fl 34747

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