Marvel at dozens of lavish holiday displays that include more than 2 million twinkling Christmas lights and acres of larger-than-life decorations at our Orlando Christmas celebration. Enjoy heartwarming visits with Santa, Cirque Dreams UnWrapped Live Stage Show, ICE! featuring the classic poem ‘Twas the Night Before Christmas as well as Alpine Rush Snow Tubing, Breakfast with Mrs. Claus, Gingerbread Decorating Corner, The Elf on the Shelf® Scavenger Hunt and other exclusive holiday events and attractions to get you in the spirit of the season!
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
In today’s market, with homes selling quickly and prices rising, some homeowners might consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons this might not be a good idea for the vast majority of sellers. Here are five of those reasons:
1. There Are Too Many People to Negotiate With
Here is a list of some of the people with whom you must be prepared to negotiate if you decide to For Sale By Owner:
The buyer who wants the best deal possible
The buyer’s agent who solely represents the best interest of the buyer
The buyer’s attorney (in some parts of the country)
The home inspection companies, which work for the buyer and will almost always, find some problems with the house
The appraiser if there is a question of value
2. Exposure to Prospective Purchasers
Recent studies have shown that 89% of buyers search online for a home. That is in comparison to only 20% looking at print newspaper ads. Most real estate agents have an internet strategy to promote the sale of your home. Do you?
3. Results Come from the Internet
Where do buyers find the home they actually purchased?
44% on the internet
33% from a Real Estate Agent
9% from a yard sign
1% from newspaper
The days of selling your house by just putting up a sign and putting it in the paper are long gone. Having a strong internet strategy is crucial.
4. FSBOing has Become More and More Difficult
The paperwork involved in selling and buying a home has increased dramatically as industry disclosures and regulations have become mandatory. This is one of the reasons that the percentage of people FSBOing has dropped from 19% to 8% over the last 20+ years. The 8% share represents the lowest recorded figure since NAR began collecting data in 1981.
5. You Net More Money when Using an Agent
Many homeowners believe that they will save the real estate commission by selling on their own. Realize that the main reason buyers look at FSBOs is because they also believe they can save the real estate agent’s commission. The seller and buyer can’t both save the commission. Studies have shown that the typical house sold by the homeowner sells for $210,000 while the typical house sold by an agent sells for $249,000. This doesn’t mean that an agent can get $39,000 more for your home as studies have shown that people are more likely to FSBO in markets with lower price points. However, it does show that selling on your own might not make sense.
Bottom Line
Before you decide to take on the challenges of selling your house on your own, sit with a real estate professional in your marketplace and see what they have to offer.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
Welcome to your up-to-the-minute Sept 2015 edition of Market Snapshot for Windermere, Florida compliments of Teri Isner. This report is personalized with charts including market activity for homes in the 34786 zip code. Take a look…
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
Welcome to your up-to-the-minute December 2015 edition of Market Snapshot for Kissimmee, Florida compliments of Teri Isner. This report is personalized with charts including market activity for homes in the 34741 zip code. Take a look…
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
Welcome to your up-to-the-minute December 2015 edition of market snapshot for Celebration Florida compliments of Teri Isner. This report is personalized with charts including market activity for single family homes in the 34747 zip code. Take a look…
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
Still searching for the ideal holiday gift for your adult child? How about helping your child with their first home purchase? Hopefully your child already has a job lined up so that they can afford to pay for their new home once you have helped them to achieve the goal of home ownership, if not you may want to postpone this plan until they do.
Many kids just out of college have a huge student debt that has accumulated over the last four years but that doesn’t have to stop them from owning their own home. Parents can help their children be able to purchase their own home and to come up with the down payment by gifting the down payment to them. Make sure that you do not loan them the money because that can work against them in the long run, rather give them the down payment as a gift. This type of gift is much better than any house warming gift you could ever give them and it’s the gift that will keep on giving. You will need to write a “gift letter” so that the lender realizes that the money is in fact a gift and not a loan.
If you simply cannot afford to gift the money for the down payment to your child then you can give them a loan but the lender will have guidelines that you must follow. The lender will consider the loan a second mortgage on the house and you may also be prepared to have interest in the loan as well. The interest rate will most likely be the current market rate.
You can apply for a mortgage jointly with your child if you want to help out in that way. You will be considered a non-occupant co-borrower. If however your child fails to pay the mortgage, guess who will be responsible for it? Yes, you. This type of help towards a home purchase should only be done as a last resort.
You may want to choose to let your recent graduate move back home with you until he or she can afford to take on a home mortgage without having to have help from you. By letting them move back in you are allowing them to be able to save money towards a home purchase and that in itself is a huge help in the right direction.
Hopefully this gives you a few ideas on how to help your child afford to purchase a home of their own.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
Things To Do Orlando: Macy’s Holiday Parade at Universal Studios
The world’s most famous parade has become a holiday experience for park guests at Universal Studios. Celebrate the Macy’s Holiday Parade featuring floats and balloons direct from Macy’s Thanksgiving Day Parade in New York City. The merriment continues with marching bands, clowns and an appearance from Santa. Afterwards, enjoy the spectacular tree lighting with music and lights.
WHEN: Saturday, December 12, 2015 WHERE:Universal Studios Florida® COST: Included in regular park admission
Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.
Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estatemarket. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!
You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
Orange County Real Estate Sales Statistics – October 2015
Orange County saw 78 less homes sold in October 2015 than October 2014, a 4.36% drop. The average sales price increased by 10.66% and the median sales price increased by 14.91% from October 2014. Market times dropped by 1 day.
Orange
County
Homes
Sold
Average
Sales Price
Median
Sales Price
Average
Market Times
October 2015
1713
$239,234
$195,000
64
October2014
1791
$216,193
$169,700
63
Osceola County Real Estate Sales Statistics – October 2015
Osceola County home sales decreased by 4.16%. Prices increased with the average sales price up 7.51% and the median price increased by 13.99%. Market times decreased by 5 days compared to October 2014.
Osceola
County
Homes
Sold
Average
Sales Price
Median
Sales Price
Average
Market Times
October 2015
553
$177,562
$163,000
66
October2014
577
$165,165
$143,000
71
Seminole County Real Estate Sales Statistics – October 2015
Seminole County residential sales decreased 6.32% with 43 less homes sold in October 2015 compared to October 2014. The average sales price increased by 3% and the median price increased by 8.82%. Market times dropped by 3 days.
Seminole
County
Homes
Sold
Average
Sales Price
Median
Sales Price
Average
Market Time
October2015
637
$214,410
$185,000
56
October 2014
680
$208,173
$170,000
59
Lake County Real Estate Sales Statistics – October 2015
Residential sales in Lake County increased 4.62%, and the median sales price increased by 16.83% for the month compared to October 2014. Market times decreased by 5 days.
Lake
County
Homes
Sold
Average
Sales Price
Median
Sales Price
Average
Market Time
October 2015
521
$18,128
$168,000
77
October2014
498
$157,912
$143,800
82
Polk County Real Estate Sales Statistics – October 2015
Polk County saw74 more homes sold in October 2015 compared to October 2014, a 9.16% increase. The average sales price increased 10.45%, and the median sales price increased by 8.4%. Market times dropped by 3 days.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
There are some people that have not purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage – either your mortgage or your landlord’s. As The Joint Center for Housing Studies at Harvard University explains:
“Households must consume housing whether they own or rent. Not even accounting for more favorable tax treatment of owning, homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord plus a rate of return. That’s yet another reason owning often does—as Americans intuit—end up making more financial sense than renting.”
Christina Boyle, a Senior Vice President, Head of Single-Family Sales & Relationship Management at Freddie Mac, explains another benefit of securing a mortgage vs. paying rent:
“With a 30-year fixed rate mortgage, you’ll have the certainty & stability of knowing what your mortgage payment will be for the next 30 years – unlike rents which will continue to rise over the next three decades.”
As an owner, your mortgage payment is a form of ‘forced savings’ that allows you to have equity in your home that you can tap into later in life. As a renter, you guarantee your landlord is the person with that equity. The graph below shows the widening gap in net worth between a homeowner and a renter:
Bottom Line
Whether you are looking for a primary residence for the first time or are considering a vacation home on the shore, owning might make more sense than renting with home values and interest rates projected to climb.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
Things To Do Orlando: SeaWorld’s Christmas Celebration
Waves of holiday spirit splash over you during SeaWorld’s Christmas Celebration! Carols fill the air, a sparkling sea of trees lights up the water and skaters dance on ice. Here in this wintery, watery wonderland, you can share a smile with a sea lion, and enjoy stunning live shows inspired by the natural world. With everything from Santa to Shamu, SeaWorld’s Christmas Celebration is where holiday memories are made.
WHEN: – WHERE:SeaWorld® Orlando COST: Included in regualr park admission
Visit the Event Website for more details.
Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.
Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estatemarket. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!
You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
