Summer is almost over, and for most gardeners and those who love to work in the yard, it is time to tidy things up to prepare for cooler weather. It’s the best time to prepare for next year, even though the next planting season is months away.  Get to work for a head start on Spring.  

Vegetable Garden 

• If you still have tomatoes or peppers ripening, either take up the plants and hang in a cool place to let them ripen on the vine, or protect them from frost with burlap or row covering over their stakes. 
• If you have cool weather plants, make sure they’re getting plenty of water, and leaving them to grow until after frost makes them taste better!  
• Clean up all dead or dying plant debris, because it can cause diseases and help insects that like to overwinter in the rotting vegetation.  If you don’t have a compost pile, now is a good time to start one with healthy debris. If it looks diseased, discard it or burn it. 
• Adding lime to the garden soil is best done in the Fall.  Take a soil sample to your local extension office for a free soil test so you’ll know how much you need to add. 
• Cut back perennial herbs, and freeze or dry them for winter cooking. 
• Think about adding a cover crop.  Cover crops add nutrients to the soil, and prevent soil erosion.  Find a list for your region at https://www.almanac.com/content/cover-crops-us 
• Before storing garden tools, remove all dirt and debris, then spray with a 10:1 mix of water and bleach.  After they dry, oil tools that have moving parts, make any repairs that may be needed, and hang them out of traffic areas in your shed or garage. 

Landscaping 

• Plant trees and shrubs in the Fall.  The cooler temps and onset of dormancy gives them the perfect opportunity to establish their root systems. They still need plenty of water, so make sure you keep them hydrated.  
• Apply fertilizer to your lawn, and aerate it as well. Walking behind the fertilizer spreader in spike-soled shoes is a great way to do these two important things at once.   
• The last time you mow, keep the level at 1¼”.  This will keep leaves from settling on your lawn, as well prevent disease and insect over-wintering. 
• Cut back your perennials in the flower beds, mulch them well, and divide tuberous plants like daylilies and irises.  Hostas also benefit from a Fall division.   
• If you have any young plants or trees, mulch well around them to protect them from freezing once the thermometer drops. 
• Update container plantings with chrysanthemums, ornamental cabbages, pansies and interesting grasses.  These should take you through the Winter and provide interest and color for the drab days ahead. 
• Plant flower bulbs for a beautiful, maintenance-free Spring flowerbed.  Daffodils, tulips, hyacinth, and crocuses will provide color for weeks. 

Getting your garden and yard ready for Winter not only makes things look better, but it will certainly help once Spring gets here. The weather can be unpredictable come March and April, so take advantage of the cool, long days of Fall to prepare for next year’s growing season. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Photo credit: Town ‘N Country Garden Center

A Zillow study reveals paint colors that may wow prospective buyers — and colors that fall short.

Do you find yourself browsing homes on Zillow and pausing at a home that has a stand-out front door? Maybe it’s a bright red or a sunshine yellow. There’s a reason you paused — and it’s likely because the seller was hoping to catch your attention. And hey, it worked!

Compared to all of the other decisions you need to make about your home, the color of your front door can potentially boost — or reduce — the price of the offer you receive on your home when you’re selling it.

“You want the buyer to fall in love as soon as they pull up [to your home],”  said Dallas-based Zillow Premier Agent, Christie Cannon during a recent Zillow virtual panel. “Then they’re getting out of the car with their agent, they’re walking up to the front door. And that front door matters. It’s the pop of the color of the door that shows how much depth, how much personality, and how much sophistication [the home has].”

A recent Zillow® study* of more than 4,700 recent and prospective home buyers across the country revealed a number of paint colors that may help change buyer perception — for better or worse.

What colors should I avoid?

Gray is a popular color for a home’s interior, but no matter how trendy a color may be, there is a right way and a wrong way to do color, according to Mehnaz Khan, a color psychology specialist and interior designer in Albany, New York. And for the participants in Zillow’s study, the color gray just doesn’t hit the mark for a home’s front door.

The participants were randomly assigned images of a home with interior spaces and front doors painted in one of 11 or 10 colors, respectively. Each color received a score based on recent and prospective buyers’ perception of the home, likelihood of touring the home in person and the price they would be willing to pay for the home.

Zillow’s research finds that both recent and prospective buyers would offer $3,365 less for a home with a cement gray front door.

Going bold or experimental doesn’t appear to pay off either. While buyers surveyed were somewhat likely to say they liked a home that had a bright red front door, they were less interested in the listing and weren’t as eager to actually tour the home. In the same vein, front doors painted a saturated blue and olive green were associated with buyers being least likely to want to take a tour of the home. These two shades were also associated with a lower offer price — about $1,300 less.

Paint your front door these colors

Black front doors not only made a home seem more appealing, but recent and prospective buyers were more likely to say they would follow up for an in-person tour if the door was black. This classic color is popular for the second year in a row; a similar Zillow study of more than 1,500 participants that was conducted last year indicated a black front door was associated with the highest resale price compared to any other front door color the participants were shown. This shade could boost an offer price by about $6,450 more than the typical U.S. home value in 2022. That’s a major return on investment considering the cost of a can of paint.

While black wasn’t associated with a higher offer price in this year’s study, there is one color that prompted recent and prospective buyers to make a higher offer: mid-tone brown. It’s more than likely survey respondents could have interpreted this rosy, terracotta hue not as a paint color, but, instead, an oak wood, whose durability and timelessness could prompt shoppers to offer more for a home. In our study, this shade was associated with a $300 higher offer compared to an offer for a white front door.

Still, white front doors, along with those painted a chalky blue, were associated with higher intentions to tour the home, as well as higher general interest from home shoppers. And once you can bring prospective buyers through the entryway, your interior staging can do the rest of the work.

Of course, just because you chose your front door color wisely doesn’t mean you can guarantee you’ll maximize the price you’ll ultimately sell for. Numerous other cosmetic factors, including curb appeal, could skew a buyer’s perception of your home. It’s also important to consider the color and material of your home’s exterior to determine if a paint color is a good fit. Need more color inspiration? Here are the best colors to paint your home’s interior if you’re looking to sell it.

*This study included 4,700 participants across the U.S. who were randomly assigned images of a home with interior spaces and front doors painted in one of 11 or 10 colors, respectively. Each color received a score based on buyers’ perception of the home, likelihood of touring the home and the price they would be willing to pay for the home. 

By and photo credits: Zillow

Access Teri’s one-stop Orlando FL home search website.Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Summertime means spending time outside, and our outdoor living spaces reflect that. Just because it is almost fall, however, does not mean wrapping it all up and putting it away! There are many simple ways to transform porches, decks, and patios for use in cooler weather. Here are some simple ideas that will keep us outdoors a little longer. 

• When the summer blooms of potted plants fade, repot the containers with ornamental grasses, decorative kale, pansies, marigolds, and chrysanthemums. 
• Cover pillows and cushions with washable covers in neutral tones with splashes of reds, golds, and greens to add fall color to an outdoor seating area. 
• Drape light blankets over the backs and arms of seating for use on chilly evenings. 

• The days are getting shorter, and good lighting for outdoor spaces is essential. Use LED-lighted torches, candles, and lanterns tables for soft, relaxing lighting without spending much money. 
• Add a cozy outdoor area rug to ward off cold feet and add texture to the space. 
• Block chilly breezes with curtains! Create these simple no-sew outdoor curtains from drop cloths that can also be tied back to allow the sunshine in on warm days. 
• Buying or creating a firepit invites everyone to sit around on a chilly evening. Get creative with ideas for 57 types of DIY firepits from morningchores.com. 
• If an outdoor fire is not possible, outdoor heaters come in many styles and price ranges and use electricity or propane to keep everyone warm. 

• Finally, when the pumpkin patches open, get a variety of pumpkins, gourds, and other fall produce, and tuck them into container plantings, or create a centerpiece or tablescape. 

Just because the days are shorter and nights are cooler does not mean the outdoors are not to be enjoyed! Spending time outdoors is proven to help alleviate stress, make us feel happier, and may help us sleep better, especially if we can catch the sunset and nightfall. Neglecting a much-loved outdoor space just because it is fall defeats the purpose; it was created to be used, and what better time of year to make the most of it than autumn?! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Photo credit: rockridgefurniture.com

While a home is in the de-cluttering and depersonalizing stage before it goes on the market, remember that your pets are as personal as family photos on display. Many homebuyers are pet owners as well, but a seller needs to eliminate as much evidence of their furry family members as possible. 

• Before listing the home, thoroughly clean carpets and hard surfaces with an enzyme cleaner, which will help eliminate any pet odors or stains. The Humane Society offers some tips on cleaning furniture, hard surfaces, and repairing scratches. 
• Keep pets out of the listing photos; sure, they can be cute and gain online views, but some buyers will not consider a house that has pets living in it. 
• A cat’s litter box should be cleaned thoroughly with a 50/50 water/vinegar solution to help neutralize unpleasant smells and clean the litter daily. Using a covered litter box is perfect, especially one with a carbon filter. 
• The outside of the home is as important as the inside, and any dog runs or play areas need to be spruced up and look their best. Fill in any holes and spray odor neutralizer in places used most often. 

• More likely than not, exotic pets can scare some potential homebuyers away. Make arrangements for someone with experience to care for them while the home is on the market.  Petsitter.com can help find the right person to care for your caged pets. 
• When leaving the house during a showing, take the dogs along, and place the cats in a carrier if possible. If taking them with you is inconvenient, ask a neighbor, friend, or family member to pet sit during the showing. 
• If taking your pets with you or a pet sitter is totally out of the question, crating your pet is the best solution, with signage that lets everyone know to leave the pet alone. 

Get your pets used to a new routine, and if they are not already crate-trained, start before the home is listed. While everyone’s safety is important, keep in mind that cleaning and repairing any pet damage are crucial to making a good impression on potential buyers and selling your home. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Photo credit: urbaneer.com

Florida is well known for all of the damage caused during our stormy seasons.  The power of wind can burst open windows, doors, split open walls, creating and increasing uplift forces on the roof.   Once the wind breaks open any part of the home, wind and water will enter and damage to the interior escalates dramatically.

Homeowner’s insurance companies offer premium discounts based on a home’s level of wind resistance. These wind mitigation inspections are used to determine whether specific protective reinforcements are in place, therefore decreasing the amount of damage your home may receive during a hurricane or strong storm. A home with these features is less likely to incur costly repairs  during a “high wind event” which saves the insurance company money.

What is Wind Loss Mitigation? Mitigation is the act of making a condition less severe. Therefore wind loss mitigation is the act of minimizing loss that might be caused by wind damage to your home.

History Behind the Credits
After the devastating 2004 Hurricane season many Florida based insurance companies were forced to increase premiums due the substantial losses they occurred. The Florida Legislature saw the rising premiums as a problem for Floridians so they agreed that if homeowners made steps to make their homes more secure from wind loss, they should be rewarded by a reduction in insurance premium.

So How Do I Get the Credits?

In order to get credits you must have a Wind Mitigation report completed by a licensed inspector. Many people believe that their Homeowners carrier is responsible for paying for the report, but that is not the case. That being said, the mitigation report usually pays for itself within the first year, with prices ranging from $70 – $125. These prices are typically reduced if you purchase another report from the inspector, such as a 4-point inspection.

Make Sure You Request the 2012 Form!

Most carriers are now requiring that the Wind Mitigation Report to be on the 2012 form. If you have an older form, you will most likely have to get a new mitigation completed to apply for credits.

Premium Credits for Wind Mitigation Construction Features 

Roof Age: If your roof was replaced on or after March of 2002, it most likely is eligible for the Florida Building Code of 2001 credit. This code required contractors to use improved construction techniques, thus making roofs sounder.

Roof Covering: Common types include shingles, clay tiles, metal, and built-up-tar and gravel. The key factor in roof covering performance is the method of attachment of the roof covering to the roof deck.  This feature must meet or be equivalent to the Florida Building Code which has specific material and attachment specifications which are superior to building practices in the past.

Roof Deck Material & Attachments: The method used to connect the roof decking (plywood, metal panels, etc.) to the roof trusses or rafters. The performance of the roof deck is of critical importance in keeping hurricane losses to a minimum. This is usually achieved by nail fasteners. Nail size, type, spacing, and penetration depth into the truss or rafters determines the uplift resistance of the deck.  The difference in uplift capacity of 8d (2 ½”) nails at a typical nail spacing and 6d (2 ½”) nails at the same spacing is a factor of about two times stronger.

Roof-to-Wall: This is another critical connection that keeps the roof on the building and acts to transfer the uplift loads into the vertical walls.  This connection is KEY to the performance of the building due to the large negative pressures acting on the roof.

Secondary Water Resistance: Material applied to the roof covering to prevent water from intruding into the structure when the roof covering fails.  Roof coverings often begin to peel off in peak wind gusts ranging from 70 to 100 mph.

Roof Shape: Roof shape refers to the geometry of the roof.  There are many common roof shapes in residential construction, including gable, hip, and flat (and many possible combinations).  Some roof slopes and configurations perform better than others.   Moderate roof slopes don’t tend to uplift the roof and push the building sideways and hip roofs provides greater stability during high winds regardless of which direction the wind blows.  *A HIP shaped roof receives the largest insurance discount. This may help a protective home buyer consider which home to buy.

Opening Protection: Openings in the wall and roof include windows, doors, sliding glass doors, skylights, and garage doors.  Openings are vulnerable to wind-borne debris impacts in hurricanes and other windstorms. The protection of openings is perhaps the greatest single loss mitigation strategy for a building.  The reason for this is that once a window or door fails the pressure inside of the structure increases due to the breach in the building envelope.  Thus, putting all openings in an overload situation; resulting in additional failures.  The inspector is looking for glazed (glass) openings with specific ratings and or shutters protecting them.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

By and photo credit: Tracy Sihle,  Sihle Insurance Group

State of the Market

• July’s interest rate was recorded at 6.8%, up slightly from 6.7% in June. This is the second-highest interest rate in Central Florida in 20 years. October 2022 had the highest interest rate in 20 years at 7.0%
  • In ORRA’s new survey of Orlando REALTORS, 43% of respondents said that rising interest rates are the biggest challenge facing buyers, causing some buyers to wait out purchasing homes right now or look at lower price points.
• Overall sales fell 8.7% from June to July. There were 2,852 sales in July, down from 3,124 sales in June. Sales in July 2023 were also 13.8% lower than July 2022, when there were 3,309 sales.
• Inventory for July was recorded at 5,720, up 5.0% from June when inventory was recorded at 5,450.
  • Low inventory was cited as the second biggest issue facing buyers in ORRA’s new survey.
• The median home price for July was recorded at $380,000, down from $385,000 in June. This is the first month this year that median home price has fallen.
• Median home price in July 2023 was extremely close to July 2022, when it was recorded at $380,900.
• New listings fell 7.8% from June to July, with 3,413 new homes on the market in July, compared to 3,703 in June.
• Homes spent an average of 39 days on the market (DOM) in July, down from 41 days in June. This is still 85.7% higher than July 2022 when homes spent an average of just 21 days on the market.
  • Last year, 63% of Orlando REALTORS said clients were selling their homes in 10 days or less. This year, only 34% said clients are selling their homes in 10 days or less.
• “Approaching the end of summer with interest rates at nearly their highest level in 20 years, we are seeing an impact on both buyers and sellers,” said Lisa Hill, Orlando Regional REALTOR® Association President. “More homeowners are being locked into ‘golden handcuffs’ – where they’re choosing to stay in their current homes to keep their low mortgage rates, which could be 3% or lower – and more buyers are choosing to wait in hopes that rates go down.”

Market Snapshot

• Interest rates increased from 6.7% in June to 6.8% in July. This is 27.7% higher than July 2022 when interest rates were 5.4%.
• Pending sales fell, with 3,964 in June and 3,808 in July.
• 25 distressed homes (bank-owned properties and short sales) accounted for 0.9% of all home sales in July. That represents a 10.7% decrease from June, when 28 distressed homes sold.

Inventory

• Orlando area inventory increased 5.0% from June to July. Inventory in June was 5,450 and inventory in July was 5,720.
• The supply of homes increased to 2.01 months in July, up 15.0% from 1.74 months in June. A balanced market is six months of supply.

• The number of new listings decreased from June to July by 7.8% – from 3,703 homes to 3,413 homes.

ORRA’s full State of the Market Report for July can be found here.

Access Teri’s one-stop Orlando FL home search website.Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

By: www.orlandorealtors.org

Use this guide to learn more about Smart Lighting:

EXTERIOR LIGHTING 

• The easiest method for lighting entryways and parking areas is using motion-sensor lights. Solar-charged lights can be installed almost anywhere, giving endless options for lighting many areas as you enter your home. 
• In some instances, installing new fixtures is not an option, so add smart light bulbs! Depending on your budget, you can purchase bulbs with programming capabilities for changing color, dimness, and off/on times. 

• Smart pathway lights are usually solar-powered, and many offer the same control options as smart light bulbs, and installation is a cinch–push their posts in the ground along walkways, and they are ready to go! 
• For outdoor lighting that requires an outlet, use outdoor smart plugs. Just like interior smart plugs, you have complete control of when the lights come on or off. 

INTERIOR LIGHTING 

• The first step is to install either bright white LED bulbs in lamps and fixtures, or use smart light bulbs and integrate them into your home’s automation platform. 

• For a better start to your day, use a light bulb made to mimic the sunrise. 
• If a room’s lights are automated, they must have power to work properly, and we are used to turning the light switch off when we leave a room. The remedy for that problem is to install smart switches. Different brands have different options, from sensing motion to dimming as well as remote control through an app. 
• Take the time to set up not only morning lighting routines, but dark evenings as well. Walking into a softly lit home after a long day at work not only makes one feel safe, but it is an automatic mood-lifter. 

Start-up costs to automate your home’s lighting can be as much or as little as you care to spend. Remember that when it comes to technology, you usually get what you pay for. Consider each product’s features, and purchase what fits your needs and budget, and research the security of each product to protect your home from hackers. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Photo credit: lvenergysystems.com