It’s the most spectacular celebration of the Big Easy spirit outside of New Orleans itself – Mardi Gras at Universal Studios®. Bring the whole family for a party filled with music and fun as only Universal Orlando® Resort can throw. You’ll enjoy live concerts, a dazzling parade, colorful street performers, authentic Cajun food*, and beads by the handful!

WHEN:  Saturday, April 16, 2016
WHERE:  Universal Studios Florida®
COST:  Mardi Gras festivities and concerts are included with paid admission to Universal Studios Florida, or a Universal Orlando Annual Pass.

Visit the Event Website for more details.

Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!

You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Owning a home of your very own is exciting and is the American dream. You should know however that when applying for a mortgage you need to be as honest as possible so that your dreams are not crushed at the last minute. Below are a few tips on what not to say when you are applying for a home mortgage. You may think that a little white lie won’t get you into trouble when applying for a home mortgage but what most people don’t realize is that you will likely get caught in that lie and may end up not getting approved after all.   Also the penalties for such lies can be quite severe such as a 30 year prison sentence and a million dollar fine.

• If you don’t plan to live in the home in which you are getting a mortgage but rather you plan to rent the property out do NOT apply for a mortgage as your primary residence. Default rates are higher on investment properties than they are on primary residences. Down payments are larger on investment properties as well. These are some of the reasons why folks try to lie about using the mortgage as their primary residence.
• Lying about how much money you make to get a home mortgage is also a no-no. If you try to lie about your income for the purposes of getting a better home mortgage you are very likely to get caught because your lender is going to verify your income by looking at your w-2’s as well as your tax returns.
• If you don’t have enough money for the down payment on your new home, you CAN borrow it from a family member or friend but if you do this you need to be sure to have the paperwork that supports the fact that it is a gift that you don’t have to repay otherwise it is considered a loan and the mortgage company will need to know about it. This little white lie may seem harmless but it isn’t and it can get you into trouble with your mortgage lender.

Basically, tell the truth about any and everything your mortgage lender asks you. If you want to have part of the American dream by owning your own home, don’t destroy the dream by lying. Once you get your mortgage and you move into your new home you will be glad you did everything the right way and that you don’t have to worry about anything coming back on you in the future.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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It seems fairly innocuous; a friend or family member wants you to co-sign on a loan because they don’t qualify. They assure that they’ll make the payments; they’re quite convincing and very appreciative. You don’t want to disappoint them and after all, it’s not like it’s going to cost you anything…is it?

Think of it this way. They couldn’t get a loan unless you co-sign for them. If they don’t make the payments, the lender is going to look to you to repay the loan plus late and collection fees. The lender may be able to sue you, file a lien on your home or garnish your wages.

And it’s not just money that you could be losing, it could be your credit too. Co-signing a loan is a contingent liability that could affect your debt-to-income ratio and your ability to borrow.

Co-signing is an obligation to repay the debt if the other signer is unable. You could be out the money and unable to recoup the loss because you don’t have control of the asset. The impact on your credit could take years to recover.

Before you obligate yourself, consider all of the ramifications involved in co-signing a loan for someone.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Orlando Real Estate Sales Statistics for August 2015

Orange County Real Estate Sales Statistics – August 2015

Orange County saw 246 more homes sold in August 2015 than August 2014, a 14.77% increase. The average sales price increased by 9.21% and the median sales price increased by 11.43% from August 2014.  Market times rose by 1 day.

Osceola County Real Estate Sales Statistics – August 2015

Osceola County home sales increased by 29.28%. Prices increased with the average sales price up 9.83% and the median price increased by 12.37%.  Market times increased by 26 days compared to August 2014.

Seminole County Real Estate Sales Statistics – August 2015

Seminole County residential sales increased 10.43% with 71 more homes sold in August 2015 compared to August 2014. The average sales price increased by 3.86% and the median price increased by 7.95%. Market times dropped by 5 days.

Lake County Real Estate Sales Statistics – August 2015

Residential sales in Lake County increased in August 2015 with 19 more homes sold, a 3.55% difference. The average sales price increased by 5.24%, and the median sales price increased by 6.3% for the month compared to August 2014.  Market times decreased by 9 days or 9.78%.

Polk County Real Estate Sales Statistics – August 2015

Polk County saw 81 more homes sold in August 2015 compared to August 2014, a 18.4% increase.  The average sales price increased 10.31%, and the median sales price increased by 5.65%.  Market times dropped by 1 day.

Think you’re ready to buy?

Watch this short video to get advice on how to know when you’re ready to buy and find out what you need to get a competitively-priced loan.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Take a look at Orlando FL Real Estate Market Trends for July 2015.

Orange County Real Estate Sales Statistics – July 2015

Orange County saw 256 more homes sold in July 2015 than July 2014, a 13.09% increase. The average sales price increased by 6.25% and the median sales price increased by 7.88% from July 2014.  Market times rose by 3 days or 5.17%.

Osceola County Real Estate Sales Statistics – July 2015

Osceola County home sales increased by 17.86%. Prices increased with the average sales price up 6.68% and the median price increased by 7.38%.  Market times increased by 5 days compared to July 2014.

Seminole County Real Estate Sales Statistics – July 2015

Seminole County residential sales increased 25.74% with 200 more homes sold in July 2015 compared to July 2014. The average sales price increased by 1.19% and the median price increased by 10%. Market times dropped by 4 days.

Lake County Real Estate Sales Statistics – July 2015

Residential sales in Lake County increased in July 2015 with 130 more homes sold, a 12.42% difference. The average sales price increased by 12.42%, and the median sales price increased by 9.27% for the month compared to July 2014.  Market times decreased by 10 days or 111.24%.

Polk County Real Estate Sales Statistics – July 2015

Polk County saw 143 more homes sold in July 2015 compared to July 2014, a 18.4% increase.  The average sales price increased 9.05%, and the median sales price increased by 12.05%.  Market times dropped by 12 days.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Things To Do Orlando:  Fireworks at the Fountain

Wondering which fireworks display to attend this 4th July?  How about Fireworks at the Fountain!

Fireworks at the Fountain inDowntown Orlando is Orlando’s best firework show on Independence Day outside of the theme parks and draws a big crowd so arrive early to secure a good viewing spot.

Orlando Mayor Buddy Dyer invites Central Florida residents and visitors to attend Fireworks at the Fountain on Saturday, July 4, 2015 at Lake Eola Park in Downtown Orlando. Attendees are encouraged to arrive early in order to find a great viewing spot. The night will conclude with a patriotic firework display over Lake Eola, which will begin at 9:10 p.m.

Take the free LYNX LYMMO to the event  | Street closure map

WHEN: Saturday, July 4, 2015 @ 4pm-10pm – fireworks at 9:10pm
WHERE: Lake Eola Park
COST:  Free

Visit the Event Website for more details.

Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!

You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

In May, Orlando foreclosure filings were 21% lower than the previous month and 43% lower than the same time last year, according to RealtyTrac.com.

Orlando Foreclosure Geographical Comparison

Orlando foreclosures were 0.09% above national statistics, 0.06% below Florida figures, and  0.01% below Orange County numbers in May 2015.

Orlando Foreclosure Status Distribution

The current distribution of foreclosures based on the number of active foreclosure homes in Orlando, FL.

Pre-foreclosures accounted for 16.6% of the foreclosure activity in May,  Auctions were 34.8%, and Bank-owned properties were 48.6%.

Orlando Foreclosure Activity by Month

In May, the number of bank-owned properties decreased 10.7% from the previous month and 4.8% from the previous year. The number of auctions decreased 40.1% from the previous month and 67.3% from the previous year. Pre-foreclosure activity increased 18.8% from the previous month and dropped 13.6% from the previous year.

Information courtesy of Orlando Realtor Teri Isner, Orlando Avenue top Team.

Access Teri’s one-stop Orlando FL home shopping website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Things To Do Orlando:  The Frog and the Princess

It’s Summer time!  Looking for activities to entertain the kids?  Try a fun play…The Frog and the Princess

Prince Gerwyn wants to marry the beautiful princess-but he’ll have to get through her evil stepmother first. With her magical golden ball, the Step Queen casts a spell that turns Gerwyn into a slimy frog forever. Will Gerwyn and his Princess live hoppily ever after? Find out in this quirky and interactive fairy tale adaptation, with our signature Orlando Shakes twist!

WHEN:  Wednesday Jun 24, 2015 – 2pm
WHERE:  Orlando Shakespeare Theater
COST:  $9-$15

Visit the Event Website for more information and to purchase tickets.

Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!

You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Things To Do Orlando:   The Fox on the Fairway

Give Dad the gift of fun theater this coming weekend and enjoy The Fox On The Fairway comedy!

The Lend Me a Tenor playwright sets this modern-day farce at a country club during a golf tournament between clubs with a longstanding bitter rivalry. Besides golf, there are “three love affairs, a missing diamond, objectionable golf sweaters, and an exploding vase” in this fast-paced comedy.

WHEN:  Saturday, June 20, 2015 @ 8pm
WHERE:  Amelia Community Theatre
COST:  $10-$20

Visit the Event Website to purchase tickets and more information.

Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!

You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Decades ago, it was not uncommon for people to work at the same job for the entirety of their professional career. Similarly, many people kept the same home their whole lives. Those trends, however, have shifted. Today most homeowners buy and sell several homes throughout their lifetime. The reasons to sell one’s home vary—changes in family situations, neighborhood transformations, financial changes, and many others. However, the most popular reasons sellers decided to leave their home for another are quite simple—people moving to new areas and outgrowing their homes. According to the National Association of REALTORS® 2014 Profile of Home Buyers and Sellers, 15 percent of sellers sold their previous home because the place was too small. That number was much higher (30 percent) among first-time sellers. Additionally, another 15 percent sold their last home due to job relocation. Are you considering selling your home? Get a free current market analysis here.

Take a look at Orlando FL Real Estate Market Trends for April.

Orange County Real Estate Sales Statistics – April 2015

Orange County saw 324 more homes sold in April 2015 than April 2014, a 21.43% increase. The average sales price increased by 2.1% and the median sales price increased by 7.74% from April 2014.  Market times increased by 4 days or 6.25%.

Osceola County Real Estate Sales Statistics – April 2015

Osceola County home sales increased by 28 homes, a 4.95% rise. Prices increased with the average sales price up 3.9% and the median price increased by 3%.  Market times increased by 9 days compared to April 2014.

Seminole County Real Estate Sales Statistics – April 2015

Seminole County residential sales increased 10.56% with 70 more homes sold in April 2015 compared to April 2014. The average sales price increased 6.01% and the median price increased by 7.06%. Market times rose by 1 day.

Lake County Real Estate Sales Statistics – April 2015

Residential sales in Lake County increased in April 2015 with 79 more homes sold, a 14.66% difference. The average sales price increased by 6.83%, and the median sales price increased by 6.32% for the month compared to April 2014.  Market times remained the same.

Polk County Real Estate Sales Statistics – April 2015

Polk County saw 81 more homes sold in April 2015 compared to April 2014, a 9.56% increase.  The average sales price increased 11.43%, and the median sales price increased by 12.09%.  Market times dropped by 1 day.