The Windermere Real Estate Market Trends Report shows the average sales price was $627,097 in March 2019 compared to $570,168 in March 2018. Homes were on the market for an average of 66 days, down from 75 days last year. Homes sold for 97% of the list price.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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The Kissimmee Real Estate Market Trends Report for 34741 shows 57 homes sold in March 2019 up from 51 in March 2018. The average sales price was $222,679 compared to $191,459 in March 2018 and homes were on the market an average of 55 days, down from 70 days in March 2018.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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The Celebration Real Estate Market Trends Report for 34747 shows 130 homes sold in March 2019 compared to 140 in March 2018. The average sales price was $306,904 compared to $314,304 in March 2018 and homes were on the market an average of 83 days, compared to 85 days in March 2018.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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It appears every week, we’re reading about a new scam to be watchful for, and sadly, moving scams are out there.  Some news reports have shown interviews with families who have never found their belongings months after a move!  Protect yourself by keeping these tips in mind when hiring movers: 

• Reputable moving companies charge a fee based on weight, along with their base fee.  If you’ve talked with someone who has given you a basic price without coming to your home to estimate, or who doesn’t look at everything you have, they may throw an extra fee on your balance before they’ll move your items into the new home. 
• If the movers ask for a deposit, find another company.  Paying money up front takes away your control over having your belongings delivered where and when you want them.   
• Before you or the movers start packing, take a written inventory of your things, and take photos of fragile, expensive, or irreplaceable items. 

• Get a contract, go over it with a fine-tooth comb, and once it’s signed, make your own copy so you won’t have and edited version with added charges once it’s time to deliver to the new home. 
• If you’re moving to another state, movers are required to give you a booklet called “Your Rights and Responsibilities When You Move,” according to the Office of Inspector General. If the company you’re interested in doesn’t offer it to you, ask for it, and if they don’t have it, find another mover. 
• Once things are packed, number your boxes and list them on your inventory, and once you’re moved in, unpack or at least look in every single box.  Your time for filing damages is limited, and the sooner you get that done, the better. 
• Most mover’s insurance only covers damage to items that they packed.  If you insist on packing some things yourself, take them with you in your vehicle or rental. 
• Stumped on finding a reputable company?  Head over to the American Moving and Storage Association’s website, where it’s easier to find a mover in your area. 

Remember, your RealtorⓇ knows all about the ins and outs of moving and can help you locate a good company who will take care of your worldly goods and treat you right. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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If you have a good amount of equity in your home, and would like to make some home improvements, or need money to help you pay for a child’s college tuition, you may be considering using the equity in your home to help pay for these things.  Let’s look at the difference between the two so you can make the right decision before you sign on the dotted line. 

Home Equity Loan 

• Basically speaking, a home equity loan is a second mortgage on your home, which is used as collateral by the lender.  
• The lender usually bases the loan amount on the difference between the homeowner’s equity and the home’s current market value.  Investopedia can help you determine how much equity you have in your home. 

• Most lenders allow homeowners to borrow up to 85% of the home’s total value, but only based on what portion you actually “own.” If you haven’t finished paying your original mortgage off, your equity will be less than someone who has paid off their home loan. 
• A home equity loan will be paid as a lump sum and comes with a fixed interest rate. You will know how much you must pay every month, in addition to your current mortgage payment. 
• Just like the initial purchase of the house, your credit needs to be in good standing, so have all your financial records in order when you meet with your lender. 

Home Equity Line of Credit (HELOC) 

• HELOC’s are a second mortgage as well, but instead of a lump sum, the homeowner typically has a five-to-ten-year “draw” period where they have access to the amount of the credit. 
• During the draw period, some lenders allow interest-only payments on the amount, while some require principle-plus-interest payments. Either way, pay more than the minimum so the principal can be paid off before the repayment period. 
• Once the draw period is over, repayment of what credit you have used will begin.  Keep in mind that these payments will be higher than the earlier amounts you’ve been paying. 
• Your line of credit can be used for anything, but if you’re thinking about an island getaway, or some other non-essential purchase, you are better off starting a savings fund.  If you can’t meet the payments once the draw period is over, you could lose your home to foreclosure.  
• In some cases, a lender will close your line of credit early if your circumstances change.  If you’re using that money to pay your child’s college tuition, you’ll no longer have access to it, creating financial strain. 

Before deciding to use either of these types of credit, find out if using the equity in your home is the right way to go.  If you’re already having a hard time paying the bills, a home equity loan or HELOC will only put your further in debt.  Contact a HUD-certified financial counselor to help you get your debt and other financial matters under control. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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The poor, lowly bathroom.  Many of us don’t really know how to decorate it short of hanging a pretty shower curtain, because there’s very little room for improvement. Or so we believe. Let’s look at some ideas to make a small necessary room a more attractive place to visit: 

• Just because the room is small doesn’t mean the walls have to be white.  Paint in a color you love, bold or pastel, or wallpaper that makes a statement is as appropriate for a small room as a large one. 
• A small bathroom means smaller-sized fixtures and splurging on a nice cabinet or sink won’t hurt the pocketbook as much, while adding style. 
• Contrasting shower tile is a great way to add color to a bath and gives you a reason to keep the curtain pulled back, opening up the space, and showing off your colorful shower! 

• If your small bath or powder room doesn’t have a window, use decorative lighting for your focal point, and add wall sconces on the wall over the toilet, and on either side of the mirror. 
• Floor covers, and adhesive tile is simple to install, is available in endless designs and colors, and can be the feature for your small bathroom.   
• When new tile, paint, or wallpaper isn’t in the budget, add color through your accessories. Brightly colored curtain or shade, rug, and artwork can make the room. 
• Since most small bathrooms don’t have a lot of storage, you have to be creative and practical, or use functional decor.  Check out these bathroom storage ideas from Good Housekeeping. 
• Weekend warriors or those who are confident enough in their skill level can create recessed shelving with this how-to from DIY Network.  If you like the idea but lack the skills, call a reputable carpenter to handle this small job. 

• Large mirrors aren’t just for large bathrooms; using them in your small bathroom helps bring in the light, making the room appear larger. 
• Keep the less-is-more attitude when adding things to a small bathroom; a small plant, soap, and hand towel are all you need on the counter. 

Not only can you make your little bathroom stylish, you can cut down on clutter and keep it organized for smoother mornings or guest use.  Don’t think of this project as a challenge, look for inspiration, and it may end up becoming your favorite retreat! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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If you’re like many people this time of year who are cleaning out or following the new “simplify” craze, you’ve come across a drawer filled with old cell phones and devices.  Don’t throw these devices in the trash–they’re bad for the environment.  They can be put to good use, whether by yourself or someone else!  Just make sure you reset the device settings to the factory settings.  If you’re not sure how, DealNews has a guide to help you with that.  Now let’s see what we can do with these unused gadgets! 

• Recycling could be the easiest thing for you.  Get all of the devices in a box, and either call your local waste management to see where you can drop them off, or go to the Sustainable Electronics website, and click your area on the interactive map, and it shows you where you can send or drop off your items. 
• American Cell Phone Drive is an organization that helps raise funds for thousands of organizations worldwide.  Follow the link, type in your zip code, and it will direct you to local places that will gladly accept your old cell phones. 
• Many large electronics retailers, online and brick-and-mortar, will accept your outdated gadgets for recycling, as well as the device manufacturers.  In some cases, they will purchase newer items (usually less than three years old) and put the amount on the retailer’s gift card.  A quick search online will help with finding what stores will buy from you. 

• Organizations such as domestic violence centers, daycares, schools and veterans’ associations are just a few places that may take the donation where it can be used for education or for emergencies.  Call and speak with whoever is in charge to find out if they can use what you cannot. 
• You can always sell your devices, the newer the better, and put a bit of cash in your pocket, or donate the proceeds.  Social media is full of local “yard sale” pages where you can post items for free or use an online auction site to sell your goods for a fee. 
• A laptop or computer tower takes a little more work to erase all sensitive information from, but these can be donated or recycled as well.   
• If the computer still works, call a local school, senior center, homeless shelter or youth program to see if they can use it.  Many will gladly take a free computer. 
• Do an online search to see if any local retailers or recycle centers will accept your laptop or computer, and when you call, make sure they can recycle laptop batteries, too.  In some cases, the lithium-ion batteries must be recycled separately. 

Not only will you be paring down your clutter, but you can help someone in need or simply keep dangerous metals from the environment when you recycle or donate your unused devices.  Help yourself and someone else while you’re purging the junk! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

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The Windermere Real Estate Market Trends Report shows the average sales price was $639,737 in February 2019 compared to $521,477 in February 2018. Homes were on the market for an average of 75 days, down from 91 days last year. Homes sold for 97% of the list price.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

The Kissimmee Real Estate Market Trends Report for 34741 shows 43 homes sold in February 2019 up from 37 in February 2018. The average sales price was $183,173 compared to $185,898 in February 2018 and homes were on the market an average of 49 days, down from 50 days in February 2018.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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The Celebration Real Estate Market Trends Report for 34747 shows 105 homes sold in February 2019 compared to 123 in February 2018. The average sales price was $324,482 compared to $280,660 in February 2018 and homes were on the market an average of 93 days, compared to 123 days in February 2018.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!