Now is the time, now is the best time, now is the best time to purchase a home.  Do yourself a favor; don’t wait to purchase your dream home until the end of 2017.  If you have even given a small thought that you might want to move in the next year or so, go ahead and begin looking now so that you might be able to make that purchase today instead of tomorrow.   A few of the reasons why you should purchase your home before the end of the year are listed below for you.

1. One of the many reasons you should go ahead and purchase a home   before the end of 2017 is because interest rates are already beginning to rise.  The current average interest rate is a little above 4 percent but that rate could reach 6 percent by 2019.  Begin looking for the home of your dreams now so that you can purchase one and get moved in while the market is in your favor.
2. Fewer homes are available as the years go on. Just a few short years ago there were plenty of homes to choose from; however this list is getting a bit smaller yearly.   Buyers of today will have many more homes to choose from than buyers of tomorrow so get out and get house shopping now!  Call your Realtor today if purchasing a home is on your mind.
3. House prices are rising and will continue to rise in the future. If there ever was a reason to go ahead and purchase a home before the end of the year, this is the one!  You just might be able to get more of a house for your money now than if you waited until later to purchase.

Again, if purchasing a home has even been on your mind at all and you think you might want to move in the next year or so, get a jump start on your search by starting today.  It can’t hurt to start looking now because you just may be more likely to find it now than later.   Buying a home is a big deal and can cost quite a bit of money so it’s best to start looking now to find the home you have always dreamed of.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Many times folks tend to put things off when they seem overwhelming to them and remodeling your home can be a bit overwhelming, however now is the time to remodel.   A few of the reasons why you might want to remodel your home are listed below.

1. Consumer confidence is increasing these days and this means that you should feel a bit better about sinking the money into your house that is needed to remodel.
2. If remodeling your home means that you are going to be hiring a contractor, the quicker you do so the better. Because the consumer confidence is rising contractors are becoming busier than ever.  Going ahead and deciding on a contractor then hiring them quickly is the best route to take if you want to get some remodeling done sometime this year.  That way you won’t have a hard time finding someone to hire because they are all already too busy to help you.
3. Another reason to remodel your home  is that financing is still reasonably affordable if you need it.   A home equity loan or a line or credit should be quite easy to attain at the present time so go ahead and take advantage of them now.
4. As we all know, prices on everything tend to go up over the years and that is the case for building materials as well. A good reason to remodel your home now instead of waiting until later is due to the fact that building materials are currently decently priced.
5. You may want to remodel your home if you like to have things done your way, specifically to your liking. Many times when you purchase a home there are things about it you may not like, but if you choose to remodel the home you are already living in you can “have it your way” so to speak.
6. If you have already purchased a house that isn’t quite up to your standards then remodeling is definably going to be on your mind and something you want to take care of right away so that you can begin to enjoy your home life a bit more.

These are just a few reasons you might want to remodel.    Some of these reasons are time sensitive to the days in which we are living while others are just good reasons you may want to remodel.  Whichever reason you choose to go ahead with remodeling your home, it is likely that you will be glad you did.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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If you are like most people you likely have a ton of stuff in your closet that you don’t really need.  There is something about having a full closet that makes one feel like they have all they need however the art of purging can make you feel so much better about life!  Below are a few tips on purging items from your closet to get you started in the right direction.

1. When you begin to purge items from your closet  the best place to start is any clothing you haven’t worn in the last year.   A good way to figure this out if you struggle knowing what you have and haven’t worn is to turn all of your hangers backwards and as you wear a piece of clothing turn that hanger the opposite direction.  At the end of the year get rid of any clothes that still have the hanger turned backwards.
2. Most likely you have a ton of shoes that you haven’t worn lately in your closet. A good idea for purging when it comes to shoes is to just look at them.  Do they have any holes or a lot of wear and tear?  If your answer to either question is yes then it is time to purge those particular shoes.
3. Many of us have clothes in our closet that we simply can no longer fit into.  If this sounds familiar, do yourself and your closet space a favor and toss those clothes out.  Why waste much needed space in your closet with clothing you can no longer wear.   Make this fun by going out and purchasing a few new clothing items that fit you.  It’s always fun to purchase new clothes!
4. If you have any clothes in your closet that you absolutely love but they have stains on them that just won’t come out….throw them away and purchase the same shirt or pants new if you just have to have them.
5. T-Shirts and promotional clothing can also take up space in your closet that is unnecessarily wasted space. Find a spot or a drawer in which you can place these types of items if you feel the need to keep them for nostalgic reasons.

These are just a few ways in which you can get started purging items  from your closet to make the space a more useful and functional area.   Take what ideas work best for you and leave the rest.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Nobody enjoys thinking about the possibility of a family emergency or natural disaster, but taking steps to prepare for those possibilities should be a priority.   While not lessening the shock and anguish of an unexpected, tragic situation, being prepared will help you to get your life back in order faster and easier.

One thing to consider is having important paper work organized in an emergency binder .  The binder should contain all the important information about your life.  Think about any paperwork or vital information you would need access to in an emergency, such as:

• Vital Records
• copies of birth certificates, adoption records
• copies of marriage licenses, driver’s licenses and passports
• copies of all property and auto records – deeds, leases, titles, etc.
• copies of all property/umbrella insurance policies
• a list of where off-site and original documents are stored
• Financial Information
• list of all bank account numbers
• copies of front and back of all credit cards
• list of all investment account numbers
• list of all retirement/pension account numbers
• detailed information about current income/benefits
• detailed information about mortgages/loans
• Medical Information
• copies of health/life/disability insurance cards and policies
• medical history for each family member
• list of medications and prescriptions, including dose and pharmacy
• details about any ongoing medical conditions/treatments
• Contact Information
• friends and family to reach in case of emergency
• neighbors who have access to your house
• financial institutions, insurance companies, legal advisors
• physicians, specialists, hospitals and other healthcare providers
• employers and benefit administrators
• Family Emergency Plan
• including a family emergency plan in your binder will help you to keep yourself calm and organized during what may be a stressful time

Make sure that your emergency binder is kept in a place where it is easy to get to and that it is easy to carry and that family members are aware of its location.

Secondly, it is a good idea to have a safety deposit box or lock box in which to store your original documents.  This can also be used for storing important computer files and passwords, priceless family photos and valuable jewelry and memorabilia. Include a photo of each member of your family along with fingerprints and dental records.  A home inventory list is also a useful item to have in storage.  Remember that most of the documents in your “Emergency Binder” will be copies.  Originals should be placed in a safety deposit box or lock box for safekeeping.

Whether it’s a family emergency or a natural disaster, tragic events almost always leave people feeling blindsided.  Preparing in advance will help ease the feelings of being overwhelmed and panicked as you put your life back in order.  So, set aside a day to put together your emergency binder to help protect your family now!

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Yard sales can be a lot of fun and most folks love it when they get a good deal on something, however if you aren’t careful with your purchases at yard sales you may end up with a trunk full of stuff you don’t really want.  Below are a few ideas on what NOT to buy at the next yard sale you attend.

1. Electronics may seem like a good thing to buy at a yard sale because you can typically get a super duper deal on them. There typically is a reason why things are so cheap at yard sales and the reason might just be that the electronic in no longer in working condition.  It is a good idea if you do decide to purchase an electronic at a yard sale that you test it out before you leave the sale.  Many times the owners of the product will be happy to allow you to plug it in to see if it works.  If the owners of the electronic at the yard sale are not quite so accommodating, it’s best to just leave the electronic there and purchase it new at the store.
2. Another thing you may not want to purchase at a yard sale are things for your baby such as car seats and cribs.  Many times these types of items have been recalled and since there is no way of knowing which ones may or may not be on the recall list, purchasing new is always the best way to go.
3. Yet another item you may not want to purchase at your local yard sale is make-up. While we all love to get a good deal on some make up, think about where that makeup may or may not have been.  Most times you don’t personally know the folks having the yard sale where you are purchasing your items and therefore you don’t know how clean they are.  It is best if you want to buy used make-up that you purchase it from a close relative or friend.

These are just a few ideas of some things that you may not want to purchase during your next yard sale adventure.  Some things are just better bought fresh from the store even if you have to pay three prices for them.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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De-cluttering any room in your house can sometimes feel like a huge job to take on but for some reason de-cluttering the bathroom can seem to take on a whole life of its own.    Truth is there are many items in our bathrooms that we no longer use.   Take an hour or so to go through your bathroom with this list of tips for de-cluttering.

1. The first tip to de-cluttering your bathroom   is to do what was just mentioned, take the time to go through your entire bathroom looking for items you no longer use.  If you haven’t used an item in the past week you should consider either getting rid of the item or at least finding a spot for it that will help to cut down on clutter in the bathroom.
2. Another tip for de-cluttering your bathroom is to throw out old toothbrushes. Some folks may not know this but you are supposed to change out your toothbrush once every three months to keep it from forming bacteria.   If you want to keep your old toothbrushes you could do so and perhaps use them as cleaning tools in other areas of the house.  You might find that they are good for such things as cleaning in between tiles and other small areas that you can’t otherwise reach.
3. Take a look in your bathroom medicine cabinet when de-cluttering your bathroom. If you find medications that have expired, go ahead and toss them in the garbage right away.
4. Another tip for de-cluttering your bathroom is to toss out any old makeup or nail polish you may have stored away in a drawer.  Old makeup and nail polish will not work like it is suppose to so there is no use to keep it around.
5. If you have a lot of half empty shampoo and/ or conditioner bottles laying around your bathroom you can use what is left in them to refill your soft soap container. Throw out all the old bottles once you have used their contents to help de-clutter your bathroom in a great way.
6. If you have a lot of hotel soaps, shampoos etc, why not toss them into your gym bag and use them there to help make your bathroom less cluttered.

De-cluttering your bathroom is quite simple really; you just have to take the time to do it.  Once you do, I am sure you will like the clean fresh feeling you have as a result.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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If you haven’t noticed, essential oils are everywhere you look.  They are popping up left and right these days as more and more people are becoming aware of all the good they can do.  There are many uses for essential oils.  Some folks use them to help with heath issues while others use them to simply make things smell fresh.  Let’s take a look at how to use essential oils in your home.  Below are a few ideas to get you started thinking of how to do just that.

1. One way you can use essential oils in your home   is to use them to cut down on bacteria and odors in your kitchen.  The best way to accomplish this is to put 2 to 5 drops of lemon essential oil on a sponge and wipe down the countertops and other porous surfaces such as your cutting boards.
2. Another way to use essential oils in your home is as a laundry freshener. Instead of buying dryer sheets all the time, just put a few drops of your favorite oil (perhaps lavender) on a damp washcloth and then toss it into the dryer.
3. Yet another great use for essential oils in your home is to help freshen up your trashcan by adding your favorite oil onto a cotton ball, then placing it into the bottom of your trashcan.  This will help to keep the trash smell from overtaking your house like it can sometimes do.
4. You can even use essential oils to clean with by mixing them with baking soda, vinegar and dish soap, then use them to clean grout in your bathroom or kitchen. You will need to use about 10 drops of an essential oil mixed with 1 cup baking soda, 3 tablespoons dish soap and 1 tablespoon white vinegar to accomplish this.
5. Using essential oils as a carpet freshener is another great way to use them in your home. Simply mix 1 ounce baking soda with 12 drops of your favorite oil together then sprinkle it over your carpets.  After a period of about 20 minutes, vacuum the area for a clean fresh scent.
6. For a good all purpose home cleaner made with essential oils, mix 20 drops pine oil, lemon and eucalyptus with 1 ounce white vinegar. Fill the rest of the bottle with water.  Remember to shake it well before each use then proceed to use this concoction on anything from glass surfaces to kitchen countertops to widows.

These are just the tip of the iceberg when it comes to how you can use essential oils in your home.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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1. Thou shalt not change jobs, become self‐employed or quit your job.
2. Thou shalt not buy a car, truck or van (or you may be living in it)!
3. Thou shalt not use charge cards excessively or let your accounts fall behind.
4. Thou shalt not spend money you have set aside for closing.
5. Thou shalt not omit debts or liabilities from your loan application.
6. Thou shalt not buy furniture.
7. Thou shalt not originate any kinds of inquiries into your credit.
8. Thou shalt not make large deposits without first checking with your loan officer.
9. Thou shalt not change bank accounts.
10. Thou shalt not co‐sign a loan for anyone.

By and photo credit: lightersideofrealestate.com

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Condo living can be quite liberating if you are interested in downsizing and not having to deal with things such as cutting your grass or fixing things when they break.  Whether you rent or purchase a Condo of your own, Condo life is quite different from owning your own home.  There is a lot less upkeep when you live in a Condo vs living in a house but that doesn’t mean that you want to skimp on décor.  Below you will find a few tips for decorating your Condo that will have you loving your little place in no time.

1. One easy way to decorate your Condo that you may want to try is to add a few large mirrors to the walls.  Hanging large mirrors in a small space will make the small space look larger.  Many times, Condos can be tiny and have a lot of angles and awkward looking areas that can make a small space appear even smaller.   Mirrors can help to alleviate all of this.
2. Another tip for decorating your Condo is to paint the walls a nice white. You can find many different shades of white and can likely find one that will appeal to you.   White paint will brighten up the rooms in your Condo and make the pallet very neutral and easy therefore to decorate.
3. Yet another tip for decorating your Condo is to add color with large art wall décor. When you place a large painting on a wall in a small room it keeps the eye from looking towards the small space and brings the eye up to the artwork which helps the area to appear larger.   Not to mention it can add a great deal of beauty.
4. If your Condo is very small a good way to decorate and make the area work better for you is to separate spaces with room separators or curtains.  This works well for Condos that are completely open and don’t have a lot of walls in them.
5. Adding some shelves to the walls in your Condo on which to sit your knick knacks is a great way to make the space your own and to make it look like you and your personality.

These are just a few ideas and tips for decorating your Condo that you may want to put into practice.  There are many other ways in which you can create your perfect living environment with décor.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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You may have thought about selling your home before but you just aren’t sure now is the time.  There are a few signs that now is the correct time to sell your home and some of those signs are listed below for you so that you can be sure you’re making the right decision.

1. If your home has gotten a bit too small for your growing family and you are trying daily how to figure out where to put everyone, you may need to put your house on the market.  If you are making your kids bunk together and then trying to add another baby to the mix, you may need to purchase a home that will be more able to fit your needs.
2. If you have changed to a job that has taken you father away from your home than you had anticipated and therefore has caused your daily commute to be longer than you like, it may be time to sell your home. Selling your home for a job change is a big reason that many folks sell.
3. If your lifestyle has changed and you simply don’t have time to take care of your home anymore, you may want to sell it. This can be caused by such things as your children moving out and you becoming empty nesters.  Many times the room you once needed becomes way too much for just you and your husband once your kids move out.
4. If you need a bigger home to accommodate your growing family but the thought of remodeling sends your head into a spin, you may want to go ahead and put your house on the market to see if you have any interest in it first.
5. If you have equity in your home and you want to take advantage of the great rates that are currently available before they disappear you may want to go ahead and put your house on the market.
6. If you live in a neighborhood in which a lot of houses are currently selling, you may want to put yours on the market to see if you get any interest in it and possibly even sell    Now is the time that folks are many times getting full asking price for their homes so it is a buyer’s market.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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