October 6th, 2017 by tisner
Buyer’s mortgage pre-approval is good for everyone in the transaction. It saves time, money and removes the uncertainty of knowing whether the buyer will be qualified after negotiating a contract. The direct benefits include:
- Looking at “Right” homes – price, size, amenities, location

- Find the best loan – rate, term, type
- Uncover credit issues early – time to cure possible problems
- Negotiating power – price, terms, & timing
- Close quicker – verifications have been made
There is a significant difference in having a trusted mortgage professional take a loan application and run all the necessary verifications compared to going through calculators on a lender’s website. Beside the peace of mind, the cost of being pre-approved is a bargain and generally, limited to the cost of the credit report.
Even if a person has been pre-approved, a second opinion from a different lender may be a good option. It can verify there is a good deal or you’ll discover that you can improve it. Either way, it works to your advantage. Contact me if you’d like a recommendation of a trusted mortgage officer.
By: PatZaby.com
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Tags: buying a house, first time home buyers, homebuyers, homeowners, mortgage, orlando avenue top team, Orlando Sellers, pre-approval, sellers, Teri Isner
Posted in General Real Estate, Orlando Buyers | No Comments »
September 22nd, 2017 by tisner
There is no doubt that the largest challenge in today’s housing market is a lack of housing inventory for sale. This challenge has been defined as an “overwhelming lack of supply,” and even a “straight up inventory crisis.”
First American just released the results of a survey which sheds light on the reasons for the current lack of supply.
The survey asked title agents and real estate professionals to identify what they believe are the top reasons for this lack of inventory in their markets. Here are the results of the survey:
- 47% – existing homeowners are worried that they will not be able to find a home to buy
- 5% – first-time buyer demand is absorbing a large share of available homes
- 3% – existing homeowners’ mortgage rates are lower than the current rates
- 6% – insufficient or negative equity in the home
- 6% – foreign buyer demand is absorbing a large share of available homes
As the survey revealed, there is a shortage of current homeowners willing to put their homes on the market for one of three reasons (see numbers 1, 3 and 4 above).
Is this an opportunity for some homeowners?
The report on the survey explains:
“The crowd has spoken, and it seems in many markets home buyers and sellers alike are ‘imprisoned’ by the lack of housing inventory.”
That leaves a tremendous opportunity for every homeowner not facing these concerns. If you can put your home on the market today, you are subject to far less competition than at any time in recent history. That will result in your home selling quickly and for the highest possible price.
Bottom Line
While many homeowners are feeling imprisoned for multiple reasons, those who are not handcuffed by these concerns have a once in a lifetime opportunity to sell their houses at a peak selling time.
By: KCM Crew
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Tags: buyer demand, home sellers, homebuyers, homeowners, housing market update, orlando avenue top team, Orlando Sellers, Teri Isner
Posted in General Real Estate, Orlando Buyers | No Comments »
September 21st, 2017 by tisner
The Windermere Real Estate Market Trends Report shows the average sales price was $545,417 in August 2017 compared to $507,422 in August 2016. Homes were on the market for an average of 70 days compared to 86 days last year. Homes sold for 96% of the list price.

Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Tags: home prices, home sales, home sellers, homebuyers, homeowners, housing market update, orlando avenue top team, Teri Isner, windermere florida, Windermere Real Estate Market Report
Posted in 365 Orlando, Windermere | No Comments »
September 21st, 2017 by tisner
The Kissimmee Real Estate Market Trends Report for 34741 shows 52 homes sold in August 2017 up from 51 in August 2016. The average sales price was $174,481 compared to $140,204 in August 2016 and homes were on the market an average of 32 days, down from 53 days in August 2016.

Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Tags: home prices, home sales, home sellers, homebuyers, homeowners, homeownersh, housing market update, kissimmee florida, Kissimmee Real Estate Market Report, orlando avenue top team, Teri Isner
Posted in 365 Orlando, Kissimmee | No Comments »
September 21st, 2017 by tisner
The Celebration Real Estate Market Trends Report for 34747 shows 128 homes sold in August 2017 compared to 92 in August 2016. The average sales price was $273,487 compared to $243,623 in August 2016 and homes were on the market an average of 101 days, down from 110 days in August 2016.

Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Tags: celebration florida, Celebration Real Estate Market Report, home pricesh, home sales, home sellers, homebuyers, homeowners, homeownersh, housing market update, orlando avenue top team, Teri Isner
Posted in 365 Orlando, Celebration | No Comments »
September 18th, 2017 by tisner

By and photo credit: www.nar.realtor/infographics
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Tags: football fans, home sellers, homebuyers, homeowners, National Association of Realtors, orlando avenue top team, Orlando Sellers, real estate, Teri Isner
Posted in General Real Estate, Orlando Buyers | No Comments »
September 8th, 2017 by tisner

TurfMutt, the official spokes dog for the Outdoor Power Equipment Institute, knows that fall is the time to get the family yard prepped for spring. He encourages homeowners to do these four tasks this fall so they can have a fabulous family yard next spring. Homeowners who plan to put their home on the market in the spring will find these fall actions will spruce up their yard for spring.
Mulch your leaves — instead of raking and bagging them is good for the family yard and the environment. As leaves decompose, they feed your lawn.
Keep cutting your grass until the first frost— mowing at about 2-3” keeps your family lawn healthy when it turns cold.
Aerate in the fall — this ensures water, oxygen and nutrients can get to the grass roots in your family yard.
Install smart controllers on irrigation systems to help conserve water – your family yard needs about an inch of water per week, even during the fall.
We hope you will consider sharing the infographic “Family Yard Fall To-Dos” with your readers and followers.
For more information about our living landscapes and the family yard visit www.savelivinglandscapes.com.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Tags: curb appeal, home maintenance, home sellers, homebuyers, homeownership, orlando avenue top team, Orlando Sellers, Teri Isner, yard maintenance
Posted in Home Tips from Teri, Orlando Buyers | No Comments »
September 1st, 2017 by tisner
A home equity line of credit, HELOC, is a mortgage loan made to homeowners to be used on an as-needed basis. A lender, such as a bank, will approve a borrower for a specified amount based on the equity in their home and all the necessary paperwork is signed to authorize the loan.
The specifics of the repayment will depend on the HELOC lender. It may require interest only or it may require amortized payments of principal and interest.The line of credit amount is available to the borrower and no interest is due until some or all the money is used. When the money is paid back, the line of credit is again available in full to the borrower.
The proceeds from a HELOC can be used to make improvements on the home or anything else such as medical expenses, college tuition or unexpected expenses or other liquidity issues.
Unlike personal credit card interest, the interest on a HELOC may be tax deductible. Your tax advisor will be able to let you know about your situation.
Rates and fees can vary widely on HELOC loans. Borrowers should shop around, compare and get recommendations before deciding on a lender.
By: InTouch
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Tags: HELOC, home equity, home equity line of credit, home sellers, homebuyers, homeowners, orlando avenue top team, Orlando Sellers, Teri Isner
Posted in General Real Estate, Orlando Buyers | No Comments »
August 28th, 2017 by tisner

Moving into a new home can be a very exciting time in the lives of all of those involved. Moving can also however be a time of sadness and or a feeling of displacement. Both feelings of sadness and happiness are quite normal when it comes to moving. Most folks likely don’t ever think they will feel sad when they move into a new home and are many times quite surprised by the feeling when it creeps up on them. There are a few ideas listed below for you to help you make it through your feelings of sadness and blues during your next move.
- Be sure to plan some road trips back home before you move away from your loved ones. Planning ahead to spend quality time with those whom you are moving away from can give you the sense of comfort that you might not otherwise have.
- Many times when you move into a new home you think it is going to be so much better than your old house, especially if it is bigger and brand new. However, many times when you move from a small old cozy house into a large new house it can seem cold and sad. Be sure to decorate your new home as quickly as possible once you move in. Use your old decorations mixed with some new ones to keep those feelings of sadness at bay.
- If you have just moved to a new area and you want to feel connected to those who live around you, do your best to get out and make friends with your neighbors as soon as you can. Perhaps they can show you the local hot spots so that you can connect with even more people. The more connected you become the less likely you will suffer from the moving blues.
- If you moved for your job, do your best to make friends with your new co-workers and let them know how you are feeling. You may find a few friends that are going through a similar situation as your own that you can connect with.
- If you have left family and friends behind, take advantage of your smart phone and or computer and video chat on a regular basis so that you stay connected.
These are just a few ideas on how to keep the blues away when moving. Keep in mind that sadness can hit you whether you are moving far away or just the next town over. Change is hard, but these tips should help to make your transition a bit easier.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
Get Orlando Daily News delivered to your inbox! Subscribe here!
Tags: buying a house, home sellers, homebuyers, moving, orlando avenue top team, Orlando Sellers, selling a house, Teri Isner
Posted in Home Tips from Teri, Orlando Buyers | No Comments »
August 25th, 2017 by tisner
Some Highlights:
- The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report.
- In the report, home prices are compared both regionally and by state.
- Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more!
- Alaska & West Virginia were the only states where home prices are lower than they were last year.
By: KCM Crew
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
Get Orlando Daily News delivered to your inbox! Subscribe here!
Tags: home prices, home sales, home sellers, homebuyers, homeowners, homeownersh, housing market update, orlando avenue top team, Orlando Sellers, Teri Isner
Posted in General Real Estate, Orlando Buyers | No Comments »