By and photo credit: www.nar.realtor/infographics

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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A home equity line of credit, HELOC, is a mortgage loan made to homeowners to be used on an as-needed basis. A lender, such as a bank, will approve a borrower for a specified amount based on the equity in their home and all the necessary paperwork is signed to authorize the loan.

The specifics of the repayment will depend on the HELOC lender. It may require interest only or it may require amortized payments of principal and interest.The line of credit amount is available to the borrower and no interest is due until some or all the money is used. When the money is paid back, the line of credit is again available in full to the borrower.

The proceeds from a HELOC can be used to make improvements on the home or anything else such as medical expenses, college tuition or unexpected expenses or other liquidity issues.

Unlike personal credit card interest, the interest on a HELOC may be tax deductible. Your tax advisor will be able to let you know about your situation.

Rates and fees can vary widely on HELOC loans. Borrowers should shop around, compare and get recommendations before deciding on a lender.

By: InTouch

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Replacing your shower curtain is a quick, fairly inexpensive way to spruce up your bathroom.  You may not realize just how many different types there are until you begin looking but there are quite a few types to choose from.  Below is a list of a few different ones, along with the pros and cons of each.

1. The typical shower curtain  many people have in their homes is made of vinyl.  Vinyl is good because it is very easy to clean as well as inexpensive.  There are usually tons of variations to choose from at your local department store so you are sure to find one that shows your style.  Clean up for the vinyl shower curtain is easy because all you need to do is toss it in the washing machine, then air dry it.  The cons to having one is that are not quite as expensive looking as other kinds of curtains which can sometimes make your bathroom look a bit outdated as a result.  They don’t last as long as other types because they can easily rip throughout the wear of daily use.
2. Another one you may want to take a look at is the cotton blend. The pros of these are they tend to make your bathroom feel cozy.  They also come in a wide array of colors and patterns.  They also tend to last for a good many years.  The cons to this blend are that they need frequent laundering to keep from having a buildup of mold.  Also they can be a bit more costly.
3. Silk or satin may cost quite a bit more but these types of fabrics can go a long way toward making your bathroom look fancy. The only con to this type of fabric besides the price is that it is not water resistant and will require dry cleaning.
4. Hemp fabric is another option but typically this material doesn’t come in as many color choices as do all the others. It is however a very environmentally friendly choice.

Now that you have read of a few different choices you have concerning shower curtains you may be more able to make a wise decision on which one works best for you and your style.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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• August 25, 2017 – August 27, 2017
• Location: Orange County Convention Center
• Address: 9800 International Drive, Orlando, FL 32819
• Time: Times vary.
• Admission: $9
• Phone:210-408-0998

The Orlando Fall Home & Garden show is the biggest home and garden event of the season and THE place to get your home projects solved! Visit the convention center to enjoy thousands of square feet of exhibits, featuring landscape and gardening experts, home improvement contractors, the latest in products and services, and related businesses exhibiting and explaining everything from creating curb appeal to backyard landscapes. The Orlando Fall Home & Garden Show saves time by offering everything for your home and garden under one roof, and features fun activities for the whole family.

Event Website

Buy Tickets Here

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Some Highlights:

• The National Association of Realtors surveyed their members & released the findings of their Annual Profile of Home Staging.
• 50% of staged homes saw a 1-10% increase in dollar value offers from buyers.
• 77% of buyer’s agents said staging made it easier for buyers to visualize the home as their own.
• The top rooms to stage to attract more buyers are the living room, master bedroom, kitchen, and dining room.

By: KCM Crew

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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If you have decided you want to buy land to build on instead of buying an already built home, there are a few things you need to consider first.  The biggest thing you need to consider before buying land is whether you want to live in the country or the city.  Do you want acreage or do you want neighbors, or perhaps both?  Below are a few tips for buying land that may be of some help to you.

1.  If cost is important to you then you may want to purchase land  out in the country instead of the city.  The price for buying a spot of land in the city is a lot more expensive and the size of the land will be much smaller as well.  If you like to have your space then buying a lot of land out in the country may be just the thing for you.
2. Once you have decided where you want to live, city vs. country you then will need to go to the land you are considering and look around.  Look up and see what there is to see.  Do you see a lot of cars passing by or do you see a school close by or a factory?  All of these things can become issues for you when buying a piece of land so be sure to pay attention to all of your senses when on the land, sights and smells.
3. Find out what the zoning requirements are on the land you want to build on.  You may have plans to build a small home on your land when the zoning requirements are that you build a house that is at least 2,000 square feet.
4. Pay attention to how close the land you want is to water.  Are there any flooding problems?  Have there been problems in the past?  These are things you need to think about.
5. You also need to find out about the water quality on any land you are considering purchasing.  Find out if the water is pure or if you will need to purchase a water filtration system for your home once you build.  These types of things can be costly so be careful to ask as many questions as you need to get the answers you need.

Hiring a Real Estate agent to help you find land to purchase  is the best thing you can do because they already know all of these tips and can help lead you in the direction that is best for you and your family.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Although moving from an old house into a new house can be an exciting time it can also be a very stressful time for those folks who don’t like to throw anything out.  Don’t worry you can keep most of your items but there are a few that should most definitely be thrown out before you move and those are listed for you below.

1.  If you have a lot of old towels and rags lying around your house, whether you use them or not, you might want to get rid of those before you move  into another home.  These types of things can carry bacteria on them and you don’t want to start out in your new place with dirty items when you can purchase new ones once you arrive.
2. Make-up is good to have but it does have a shelf life and once that has passed it isn’t really good to keep it around.  Avoid the compulsion to throw all of your old makeup into a box and take it with you.  Although you might perhaps use it once or twice there really is no need for it because it won’t look as nice as a new pallet of makeup.
3. Soaps, deodorants, nail polish,  and sunscreen maybe things you use on a regular basis but you really don’t need to take up space in your moving boxes for these types of items.  These things don’t cost a lot of money and can easily be purchased anywhere.
4. Once you start packing and you find a ton of USB cables, realize that you don’t need them all and get rid of a few of them.   You may have a friend in need of a USB cable that you can bless with one or two.
5. Don’t pack paperwork unless it is absolutely necessary.  Of course you will have to keep important contracts and tax information but most of the paperwork you’ve collected over the years is likely now obsolete and can be thrown out before you head out.
6. Last but not least, go ahead and let go of all of the clothes you can no longer fit into.  Donating these types of items can many times be a big blessing to others.

These are just a few ideas of things you might want to get rid of before you move.  By doing this you will avoid having to unpack all sorts of unnecessary items and will save yourself a ton of time in the process.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Most of us have seen the television show by the name of Hoarders. The reality of the lives these people struggle with is terrifying.  Have you ever given any thought to the fact that perhaps you are a hoarder yourself?  Maybe even just on a smaller scale?  There are a few items that even normal people tend to hoard.  Below is a list of a few items that you might be hoarding in your home and how to stop doing it.   

1.  In this day and time most of us have all of our photos either saved to our social media pages or saved on our cell phones.  However, some of us have boxes of photos from the past that we keep just in case we want to look at them some day.  There is nothing wrong with having some photos in a box to look at but if the boxes of photos are overtaking your closet space there might be a problem.  The best way to stop this hoarding problem   is to go through the pictures you have stored in boxes a little a time and pick out those you simply cannot live without.  Once you do this, use these photos to make a small scrapbook that can easily be stored in a bookshelf that is easily accessible to anyone whenever they want to take a trip down memory lane with photos.
2. Another typical thing that many folks tend to hoard is magazines.  If you have a subscription to a magazine then you are getting these delivered in your mailbox once a month.  If you have more than one subscription it won’t take long before these magazines can begin to overtake your house.  The best way to stop hoarding  magazines is to throw them out as soon as you look through them.  There is no reason to keep holding on to magazines once the month has passed because no one wants to look at old outdated news.
3. If you have children then you are likely hoarding some of their artwork somewhere in your home.  If you have more than one child you probably have a lot of it.  The best way to stop this kind of hoarding is to go through the art work and pick out your favorites.  Put your favorites into a small container that can easily be stored and looked at anytime you feel like it.  No need for hundreds of art projects lying all over the house.   

These are just a few tips for you to get rid of items you might be hoarding in your home.  There are many others you may need to work on as well.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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