Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

When listing pros of owning a home in comparison to renting one, many think of things like lower monthly payments for the roof over their heads, the freedom to renovate or simply paint as they desire, or the opportunity to finally have a garden of their dreams. Tax benefits, however, are not something many consider; learn about some of the main tax-related advantages homeownership can bring:

• Tax deduction on mortgage interest:  when a homeowner’s mortgage is no greater than $750,000, the interest on that mortgage is tax-deductible.
  — In 2017, the IRS made changes to this deduction, reducing the mortgage limit. If your mortgage was taken out before December 2017 and is $1 million or less, this deduction applies to your situation as well.
  — Having a home equity line of credit (HELOC) that meets the above standards will receive the interest tax credit as well.
  — In case a homeowner has two mortgages that are each less than the $750,000 limit, but the total of those mortgages exceeds the limit, not all interest is deductible.  Learn more from the IRS Newsroom.
  — According to the Tax Cuts and Jobs Act, this benefit will stand through 2026! 

• When the home was purchased, were mortgage points used as part of the loan transaction? This may qualify for a tax credit. Use this handy worksheet from the IRS to determine eligibility. 
• Many have used their homes for office space this past year, but not everyone qualifies for a home office tax credit.  Those who are independent contractors or self-employed are the only taxpayers allowed this credit. 
• Your lender is required to include property taxes paid on the 1098 form they send at tax time.  Property taxes paid up to $10,000 are eligible for a tax deduction. 
• If you are paying private mortgage insurance (PMI), the law to receive a tax credit for this has been reinstated as well as being retroactive. House Logic has more information about the changes and benefits. 

• Living in a federally declared disaster area can also get tax boons for homeowners.  Find more information about the natural disaster relief from TurboTax. 

Do not miss out on these tax deductions!  Normally, hiring a professional tax preparer will get the most benefits for you if you give them all the necessary paperwork.  Keep in mind that using an online tax prep service will ask homeowner-related questions as you work through your return, and self-tax prep is generally less expensive, depending on the software company you choose.   

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: Desmond Wealth Management 

Remodeling can be serious business, especially if you’ve got several pet projects on your list and a limited budget with which to work. It can be tempting to go straight to the items that you find the most important, but if you’re considering reselling your home in the not too distant future, the return on your remodeling investment is really the thing to watch. Luckily, Remodeling Magazine has been tracking remodeling trends and returns for the US market since 2002 and has amassed a great deal of data on which projects you should focus your money on if you’re concerned about how well it will return.

Drip. Drip. Drip. It is pouring rain outside, and you hear that dreaded sound coming from somewhere inside your home. Grabbing the mop bucket to place under the leak will save you from a mess but drying the floor and putting the bucket close by for the next rainstorm is not where you need to stop. Leaving a leaking roof untouched can be detrimental to your health, home, and investment.   

• Sometimes you may not notice dripping water, but will see bubbling drywall or plaster, or simply a change in the color of the paint. 
• If you find a drip and have retrieved something to catch water, your next step should be to try and find where the leak is. Open the attic door, and with a flashlight, look around for the dripping water or wet areas. 
• Do not be tempted to place something to catch the water in the attic. The container can become too full and heavy, and come crashing through the ceiling. 

• While a downpour or thunderstorm is not the time to go outside, once it is safe to do so, go outside and look up the roof’s slope from the area where the leaking was.
  — If it is not obvious, you may have to wait to create your own “rainstorm” with a water hose or call a pro to locate the problem. 

• If the leak is on a flat area of the roof, secure a tarp over the leak to stop more water from coming in.  Sometimes the leaks are around a vent or chimney, and those can be tricky, so you may not be able to make a temporary fix until the roofer arrives.

• Whether you DIY the roof repair or call a roofing contractor, the attic will need to be dried out. 
  — Use a dehumidifier to absorb the moisture in the air coupled with a large fan to dry the area.
  — Inspect surrounding insulation and make certain it is completely dry before you put it back in place. If it has become compacted, it will need to be replaced with new insulation. 

• Leaving a leaky roof with a temporary patch, or worse, doing nothing at all can cause expensive and dangerous problems.
  — Mold and mildew can grow not only on the roof, but inside the attic, and possible down to the ceiling and walls.
  — Wood under the shingles and on the roof, joists can rot, causing an expensive replacement.
  — Drywall and plaster are not meant to be wet, and the moisture can cause them to become weak. No one wants collapsing ceilings or walls.
  — Water can get into the home’s wiring, causing copper wires to degrade, and in turn causing an electrical short or even a fire. 

As soon as a leak is discovered, repairing it yourself is fine if done correctly.  You may be pleasantly surprised at how easy it can be for a pro to stop a small leak, and the price of the repair will not be very high.  However, the cost of a professional making a repair to a leaking roof cannot compare with keeping your home’s largest and most important structure safe and sound as well as keeping your family safe and healthy. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: remedy roofing

Today, when news travels about a Homeowner’s Association (HOA), the news is not positive.  Owning a home in an HOA has many benefits, however!  Home hunters must remember that living in any managed property is a choice, so doing the “home” work is vital to being certain you are in the right home for you and your family. 

• When you purchase a home in an HOA, an organization that creates and enforces rules in a subdivision or condominium, by default you are a member of that HOA and must pay fees and follow their bylaws.  
• HOAs have rules and bylaws in place to protect property values, as well as to maintain a certain quality of life for the homeowners.  

• Do not think about living in an organized community as a place that keeps homeowners from expressing themselves in their landscaping or house’s exterior.  It is more about protecting your investment because of the home-maintenance regulations. You will appreciate this if you ever decide to sell the home. 
• While searching for houses online, read the listing information carefully, and if the property is in an HOA, you will find the association’s name as well as the neighborhood’s fees. HOA fees can be high, but in comparison with what amenities they offer, it could save you money in the end. 
• Performing an internet search for the specific name of a community should result in finding their website, complete with photos of homes and amenities.  Some HOAs offer a readable file with more specific information, such as the community bylaws, covenants, restrictions, and fees.  
• Not all HOAs are the same:  amenities vary from community beautification, playground, swimming pool, or tennis courts to a neighborhood walking path or gym. 
• Some associations provide security, trash pick-up, pest control, as well as street sweeping and snow removal.  

• Choosing to live in a condominium community may be more to your liking: the HOA usually handles all landscape maintenance, as well as exterior home maintenance.  You are responsible only for the interior of your home.  
• The organization’s board members live in the neighborhood, so they are aware of needs specific to the area and can better handle solutions to any problems. 

Do not pass on a home just because it is in a homeowner’s association community. Do careful research, talk to residents in the neighborhood, and ask your Realtor, as they are your first source for community information. There are many different aspects to different organizations and finding the right one for you and your family just takes a little research and thought. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: HOA Management

House hunters have many expectations when they are looking for a new home. Most sellers usually have made themselves at home, and love many aspects about it, but not all buyers would agree. Do not hurt your home’s sale with these: 

• Nothing shouts “Don’t buy me!” more than an unkempt yard!  If nothing else, keep the grass cut and weeds and shrubbery trimmed. Put a bit more effort into it, and put down fresh mulch in the flowerbeds, and add a pot of flowers to the top step. 
• No one wants to walk into a house with plastic storage containers stacked up in each room “hiding” the seller’s clutter. When you declutter, get rid of things, or put them in storage if you cannot part with them. Your rooms will appear larger without a lot of stuff in them. 
• Touring a house that has a grimy stove or mildewed bathtub caulking is a huge turn-off:  no one wants to move into a dirty home. If you cannot find the time to clean the house spotless, hire a professional to do it. 

• Natural light is important to most home buyers, so window treatments that block light need to come down, cleaned, and stored for moving. Add sheers, blinds you can open, or pull the shades up completely when you know the house is being shown. 
• Items such as rodent traps or insect baits, should not even be an option for you. If you know you have mice or insects in your home, have them exterminated before you put a sign in your yard.  
• Wall-to-wall carpeting is not as appealing to buyers today as it was in the past. If you can afford it, remove carpeting that is hiding hardwoods and spruce them up. No hardwood? Have the carpets professionally cleaned, and if you really need to sell, offer a new carpet credit to buyers. 
• When you know about a problem and don’t bother to make repairs–think dripping faucets or cracked windows–buyers will not be impressed with your house, and if they’re remotely interested, offers won’t be close to your asking price. 
• Any unpleasant odors will put off most people, and homebuyers will wrinkle their noses as soon as they walk in. Cleaning is important to remove dirt, but you need to clean for odors, too. Follow these tips from realtor.com® for removing any funky smells from your home. 

The impression your house makes on potential buyers largely depends on you. Salespeople of all kinds must make a pitch to draw the buyer in, then grab and keep their attention. The effort you put forth will show in the feedback and offers you will receive. In the case of selling your home, sweat the small stuff! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: A1 ChimneyPro

Summer is here and that means grilling out, fun in the sun, cooling off in the pool, and mowing grass! If that last activity causes some angst, you are not alone! There are ways to keep your lawn looking great without filling so many of your precious hours at home with yard work! 

• Planting the right grass:  If you are planning on creating a lawn, whether by sodding, plugs, or seeds, find the type of grass that will grow best in your region for best results.   
• Water correctly:  Not sure how much water your sprinkler is delivering? Set out tin cans (tuna cans work well) and keep an eye on their water level.  You will soon figure out how long you need to leave the water on for your grass to get what it needs (about 1-2 inches per week). 
• Feed less often:  Applying fertilizer twice per season is best:  Spring and mid-Summer. Fertilizing too much will cause growth, which causes more mowing!  Spread fertilizer when the grass is dry, so the grains do not stick to damp blades and burn the plant. 

• Maintain the mower:  Keep your mower’s blades sharp, as a dull blade leaves a jagged edge, which causes yellowing, and the need for more water. 
• Know the magic number:  Different grasses require different cutting heights, and no more than one-third of that optimum number should be cut each time you mow. 
• Let it grow:  Want less weeding and watering to do in your manicured lawn? Longer blades not only help shade the soil and retain moisture, but they do not allow weeds to get sunlight, or at least keep their growth to a minimum. 
• No raking needed:  Using the mulching feature as you mow will allow the clippings to be cut well enough to leave on the lawn and become fertilizer as they decompose. 

Lawn maintenance does not have to take up all your free time each weekend.  Taking more time to relax your habits for yard work will allow more time for relaxing in general so you can enjoy the yard you have put time and energy in! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: energy.gov

Assuming home buyers are happy with three bedrooms, one and a half baths and a decent kitchen may take your house to sell a bit longer.  Today’s buyers are highly likely to have specific desires in a new home. Are you ready? If not, let this be your guide to getting your house in ready-to-sell shape! 

• Energy Efficiency:  Energy-Star windows, smart or programmable thermostat, LED lightbulbs and full-house water heater are all attractive to buyers who are concerned about energy costs as well as those concerned about going green. 
• Home office:  If there is no room in your house that is a dedicated home office, create one!  Stage a space in the kitchen or living area or smaller bedroom with what appears to be a working spot. 
• Upgraded kitchen and bathrooms:  While completely renovating these rooms are a possibility, it may not be in your budget. Take a good look at each, and decide what wallet-friendly projects will make them look new: painting kitchen cabinets, new stainless appliances; in the bathroom, new faucets, lighting fixtures, or add pizazz by framing a mirror in glass tiles. 

• Dining space:  An eat-in kitchen or open-flow kitchen and dining room are what many are looking for, especially families. Kitchen islands with seating will suffice when the budget does not allow for creating space for a dining table in the kitchen. 
• Organized storage:  Buyers want homes with ample storage. While you can’t create space, you can build space in closets and the laundry room by adding shelving or pre-fab storage systems.  
• Hardwood flooring:  While not an inexpensive project, consider putting hardwoods or less costly engineered wood in the entryway and living space. 
• Security:  Front-door video cameras, plenty of outdoor lighting as well as smart lighting features are all great for starters.  

While not every house hunter is looking for all of these, upgrading a few things will likely get their attention! Talk to your Realtor® about who is looking for a home in your location; they will have recommendations on the best changes that need to be made for your house to sell! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: USAToday

There’s nothing like a glass of cool lemonade on a hot summer day, unless of course the reason it’s so hot is that your air conditioner needs to be replaced. In that case, a new air conditioning system is pretty much the best thing ever. Maybe yours has lived a long and full life and is ready to be replaced, or perhaps you’ve added on to your home and need a solution for cooling that EZ Bake Oven you’ve created. In either case, installing a new ducted air conditioning system or plopping a window unit into the nearest window aren’t your only choices. You could go with Door Number Three: the ductless mini-split system.

What is a Ductless Mini-Split System?

Ductless mini-splits are air conditioning systems that are made to cool (and sometimes heat) smaller spaces. They can work together to improve climate control in entire homes and can even replace a traditional ducted system. Much like a central air conditioning system, there are two parts: the condenser, which is installed outside, and the inside air handler.

The main difference from traditional systems is that they don’t use ductwork, so they eliminate a ton of temperature loss that would normally occur in your crawlspace or attic. And unlike a window unit, a ductless mini-split system can be hung out of the way of windows, since it only requires a three-inch hole to run the refrigerant lines and electrical controls.

Advantages of a Ductless Mini-Split System

There are a lot of reasons to love a ductless mini-split, but energy efficiency has to be up there among the top. These systems can have SEER ratings of around 28, which is substantially more efficient than a ducted system’s 13 SEER national minimum requirement. Of course, a ducted system’s rating will vary by unit, but generally speaking, the higher the SEER rating, the higher the price tag.

Ductless mini-splits systems also boast these advantages over a traditional central HVAC system:

• More precise control of room temperatures. Mechanically, one of the most important differences between ductless mini-split systems and traditional systems is that mini-splits are controlled by an inverter system that allows your heat or air to come out of the air handler at the temperature you set. This is different from a ducted air conditioner that only blows air at one temperature, constantly switching on and off to maintain room temperatures.
• Ability to set room temperatures independently of one another. Although zoning is possible with ducted systems, it can be costly to install and is not a reasonable solution for many rooms that need different temperatures. This is especially a concern in multi-generational households or those where the home heats or cools irregularly throughout the day. With a ductless mini-split system, you can set the living room to stay a constant 72 degrees despite the heat baking your picture window, without your office having to become an ice cave. Everybody wins!
• No more dirty air cycling endlessly. Ducts are filthy, there’s no question about it. This is just an inevitable side effect of their design, especially in an older house that’s had decades or generations to collect substantial amounts of dirt in the home’s ductwork. Ductless mini-splits are just that: ductless. Each unit has its own filtration system, and there are no ducts for dirt to settle in, keeping room air significantly cleaner all the time.

When Not to Split?

Not every house is going to be a great candidate for a ductless mini-split system, no matter how awesome they seem. Newer homes with highly efficient central HVAC systems that are in great shape or those that don’t generally have a lot of temperature differential across the structure likely won’t recapture the cost required to install these systems.

However, if you’re not sure if your home can benefit from a ductless mini-split system, you can always consult an HVAC expert for more specific recommendations. Sign up for your free HomeKeepr account to find the professionals you need.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

By: Homekeepr, Rob Morelli

Your home’s a looker, so why aren’t you doing all you can to point all the attention at its best features? Maybe you’re afraid that drawing so much attention to the details will leave your friends jealous, or maybe you just need some ideas for how to make those interesting details even more obvious. Either way, there are plenty of tricks you can use to accentuate the positives in your home.

Painting to Perfection

Paint is just one way to make your home’s best features shine, and there are all kinds of methods to make this happen. You don’t have to be a professional painter to get a lot of mileage out of some basic attention-getting paintwork, though hiring a pro can certainly help you get exactly the effect you’ve got in mind.

One easy way to catch the eye is to paint an accent wall, a wall or a section of a wall that’s a different color than the rest of the paint in a room. The accent wall’s location and color will really affect how well it does its job, but if you have a wall with a feature you want people to look at, it’s safe to assume that would make a good accent wall. In addition, painting the inside of a bookcase or alcove a different color than the main wall color can also get serious looks.

Another way to make paint an absolute neon sign is to use it to draw out the details in interior or exterior trim. If your millwork is relatively simple, a basic white can really grab attention. If there’s extra fancy trim involved, try using different colors to offset the trim’s different levels of detail.

Light It Up!

There’s no easier way to highlight something specific than by putting an actual spotlight on it. Got a great mantlepiece? Point a spotlight on it so you can really draw attention to it, especially after dark. Spotlights are great for art, murals, alcoves and other good features in your home. Just be aware of their location and proximity to things like windows that might make a spotlight a little less wow.

You could also install other accent lighting, such as LED strips, on the underside of a floating cabinet, around a particularly interesting mirror or trim piece or within a cutout in your room. This can bring a little more focus on the things you’re doing with that space. When in doubt, light it out… err… up.

Make Some Space

It may sound simple, but one of the best ways to draw attention to the great stuff in your house is to get rid of a bunch of other stuff in your house. When you have too many interesting things in one room, it gets visually overwhelming quickly! So instead of storing all your collectables in one exceptional built-in, for example, just pick a few of your best to display so you leave plenty of negative space for contrast.

Eliminating bulky furniture, excess accent pieces and even pictures can also help the eye move to the architectural details. There’s a lot to be said for decluttering if you really want your house to stand out. Keep pieces that mimic or have features or styling in common with what you want to accent, and move out those that seem to clash with the details in question.

Need a Little Help Finding the Positives?

Not everybody has an eye for details, but some people do it every day. If you’re struggling to figure out how to really put a point on the hand carved details in your woodwork or aren’t sure which wall should be your accent wall, you’re not alone. Log into HomeKeepr for help locating the best painters, interior designers and other home pros in your area.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

By: Homekeepr, Rob Morelli