In today’s instant gratification society, finding out just how much time the home-buying process can take surprises some first-time home buyers.  Patience is a virtue when it comes to buying a home, and mistakes can be made, slowing the process down.  These tips should help you avoid common errors a home buyer can make: 

• It may sound like it should be worn out by now, but make sure your credit is in good standing. 
• Don’t overestimate how much you can afford.  If you’re just able to scrape the rent payment together every month, don’t look at homes where your loan payment will be equal to or more than the rent. 
• Be certain you have enough for your down payment saved, as well as other up-front costs.   

• Get pre-approved, not pre-qualified, for a home loan.  Talk to different lenders to line up the best deal for you. 
• Speaking of loans, there are plenty of programs to assist first-time home buyers in paying a lower than 20% down payment, as well as those with credit issues, and lower income.  Go to realtor.comⓇ for a list of the different programs. 
• Once you’ve applied for a mortgage, don’t apply for any other credit:  applying for a loan for a new car, credit cards, or even new furniture to go in your new home can hurt your credit score in the mortgage process. 
• Don’t underestimate open houses in the area you’re wanting to relocate to.  It can give you a good idea of what’s available, get a look at different neighborhoods, as well as the home prices.  You may even find your new home! 
• Look at more than one house, unless it’s a family home, or other special situation.  Upon visiting each house, keep a record of the ones you like, and a list of the pros and cons of each one.   

• Think ahead; if you have children leaving home soon, or if your parents will need to move in with you, look for a home with what room you’ll need then, not just for now. 

One of the most important things you can do is get your own buyer’s agent.  They have knowledge you don’t have about the market, and what’s available.  Ask your RealtorⓇ for a copy of the current market information, so you’ll be able to familiarize yourself with the home-buying process, and so there won’t be any surprises.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Second and fourth Monday of every month – 6-8 PM
Next session – September 24, 2018

Free Admission!

Join Heartfulness Mediation class and learn simple techniques that improve wellness of being. No registration necessary.

For more information call: 407-647-7700

Maitland Public Library
501 S. Maitland Ave.
Maitland, FL

Winter Park Area

Event Website

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo Credit: orlandoweekly.com

Make sure everyone in your home knows how to use your fire extinguisher and where it is kept.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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By: PatZaby.com

September 18 – September 23, 2018

Enzian Theater
1300 S Orlando Ave
Maitland, FL 32751

Event Website

The Global Peace Film Festival, established in 2003, uses the power of the moving image to further the cause of peace on earth. From the outset, the GPFF envisioned “peace” not as the absence of conflict but as a framework for channeling, processing and resolving conflict through respectful and non-violent means. People of good faith have real differences that deserve to be discussed, debated and contested.

GPFF works to connect expression – artistic, political, social and personal – to positive, respectful vehicles for action and change. The festival program is carefully curated to create a place for open dialogue, using the films as catalysts for change.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo Credit: visitorlando.com

Summer is waning, and very likely, your vegetable garden is yielding less, if it hasn’t stopped already. You may think that it’s time to put the soil to rest until Spring, but there is plenty that you can plant now that can be harvested through late fall!  Don’t hang up the shovel–get inspired to keep things growing with these Fall planting tips: 

• Greens love the cooler temps, so plant all that you love, and try something new!  Kale, lettuces, and spinach are easy to grow, as well as swiss chard.  Check out this article from Mother Earth News about growing greens and how to take care of them. 
• Beans of all kinds thrive despite the shortening days, and reportedly taste better when grown in Autumn.  Planting bush varieties are best, as they only take about 45 days until harvest.   
• Any veggie in the brassica family–cabbage, brussel sprouts, broccoli, cauliflower, and kohlrabi grow very well this time of year.  These are best grown from young plants, and if possible, start them in your garden on a cloudy day. 

• What’s a dinner in Winter without some delicious roasted root vegetables?  If you’re dreaming about yummy parsnips, turnips or carrots, find a planting guide for each of these and more from Territorial Seed. 
• If you’re busy with the kids’ extracurricular activities, and general activities this time of year, consider planting a cover crop.  Cover crops can organic matter and nitrogen to the soil for the next year’s planting.  Learn more about them and what to plant at eartheasy.com. 
• Plant onions and garlic now.  They will likely go dormant when the weather cools, but they’ll establish their root system and reward you come early Spring. 
• Leave it to the tried-and-true advice from Farmer’s Almanac to set up a handy Fall planting schedule!   

The temperatures can still soar in September, so have some light row covering available for hot days to provide some shade in the heat of the day.  Just like in the Summer months, keep a watch for pests, provide plenty of water and mulch, and don’t fertilize too much.  It won’t be long before you’ll be harvesting and storing plenty for your Winter dinnertime! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: Harvest to Table

The Windermere Real Estate Market Trends Report shows the average sales price was $686,134 in August 2018 compared to $555,090 in August 2017. Homes were on the market for an average of 79 days, up from 69 days last year. Homes sold for 97% of the list price.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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The Kissimmee Real Estate Market Trends Report for 34741 shows 53 homes sold in August 2018 up from 52 in August 2017. The average sales price was $200,181 compared to $174,481 in August 2017 and homes were on the market an average of 38 days, up from 32 days in August 2017.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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The Celebration Real Estate Market Trends Report for 34747 shows 102 homes sold in August 2018 compared to 128 in August 2017. The average sales price was $287,433 compared to $273,487 in August 2017 and homes were on the market an average of 104 days, compared to 101 days in August 2017.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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• September 15, 2018
• Location:Lake Concord Park
• Address: 95 Triplet Lake Dr., Casselberry, FL 32707
• Time: 7:30 a.m.
• Admission: $33- $40

Music reigns supreme at the second race of the Track Shack Running Series featuring local bands dueling it out at every mile! The high energy, live music runners and walkers love is on the course and at the post race party.

Event Website

Register Here

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo Credit: visitorlando.com

September 8, 2018 – September 30, 2018

Orlando Repertory Theater
1001 East Princeton Street
Orlando, FL 32803

Celebrating the values of enduring friendship, this Tony Award-nominated musical follows Frog and Toad through four fun-filled seasons.  Along with their forest friends, the pals learn life lessons through planting gardens, swimming, raking leaves, and sledding.  Based on the beloved books by Arnold Lobel, this jubilant musical celebrates kindness, imagination, differences, and the power of friendship.  With catchy songs and vivid characters, this show is perfect for the whole family!

Admission – Tickets start at $15

Purchase Tickets Here

Event Website

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo Credit: orlandorep.com