Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
Whether searching for a budget-priced home or an investment property, many people turn to the “Foreclosures” section of online house hunts or newspaper ads. Sure, the price is a bargain, but there are some drawbacks to purchasing a home that is in foreclosure. Take these tips into consideration before you head to the auction:
Most foreclosures have been unoccupied for several months and will surely be affected by that. You will need to be willing to put in some work and some cash to bring it up to code/living conditions.
If the house is on the auction block, you will likely need the full purchase amount in cash, as the lender or bank is looking to recoup as much from the defaulted loan as they can. They do not allow time for financing to take place.
Some states allow redemption to the homeowner, and HUD defines this as “…a period after [the] home has already been sold at a foreclosure sale when [a homeowner] can still reclaim [their] home.”
Because a foreclosed property is sold “as is,” you will not receive any disclosures, meaning, a home inspection is a must! Depending on who owns the property will make a difference in how much time you must complete the inspection.
On the other hand, if the property is REO (real estate owned), you will be able to go through the home-buying process in the usual way and have time to secure financing for your purchase.
An REO will be sold as-is just like an auctioned house, and all repairs will have to be done by the new owner–there are no repair requests or contingencies granted.
For buyers that are new to the foreclosure-purchase game, going through a bank to buy the property is your best bet versus auctions. Once you gain some experience in the process, try your hand at auctions.
For any distressed property, make sure you have a title search performed. Buying a foreclosure takes long enough, and you want to make certain you will not run into any roadblocks.
For your foreclosure-hunting convenience, realtor.com® has a search page specifically for foreclosures! Check with your municipality for notices on tax foreclosures, and if you have the funding, pre-foreclosures and short sales are other property bargains. Remember to connect with a Realtor® that is experienced in distressed sales. Their knowledge and expertise can make a drawn-out process go smoothly!
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
National Boston Cream Pie Day serves up a delicious dessert on October 23rd each year. Pie lovers, move along. Cake lovers, pull up a chair. Let’s celebrate the cake with an identity crisis! Boston Cream Pie is a chocolate frosted, custard-filled cake that is loved by millions.
In 1856, at Boston’s Parker House Hotel, French chef Monsieur Augustine Francois Anezin created this pudding and cake combination.
The decadent cake comprises two layers of sponge cake filled with vanilla-flavored custard or creme patisserie. The cake is then topped with a chocolate glaze, such as a ganache or sometimes powdered sugar and a cherry.
In 1996, Massachusetts declared the Boston Cream Pie as their official dessert.
HOW TO OBSERVE #BostonCreamPieDay
Celebrate the dessert with a slice of homemade Boston Creme Pie made from one of the following recipes. Be sure to invite someone to share it with you and make it a real celebration. Don’t want to bake? Visit your favorite bakery and give them a shout out while you’re there. Take a selfie and share it on social media.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
There are several so-called “smart assistants” on the market now, providing users with hands-free access to information and services from their smartphone or dedicated smart devices. One of these, the Google Assistant, has recently introduced a number of new features that can be used with Google Home devices. If you have a Google Home device or are thinking of getting one, here are some of the new features that you can look forward to using.
Making the Smart Home Smarter
One big focus of the Google Assistant’s changes for Home is expanding the number of smart home devices that Google Home is compatible with. There are a lot of companies selling devices for smart homes these days, including both major companies and new startups. Google is trying to accommodate more of these devices than ever, making sure that small but innovative companies aren’t left out when people try to automate their homes using Google Home.
Easily Adding Devices
Along with adding compatibility with more devices, the Google Assistant is also streamlining the process by which you add devices. This is done both to reduce the steps required to add devices and to prevent confusion for homeowners who might not be quite as tech savvy. By streamlining the process, Google hopes to make the Google Home into a device that anyone can use effectively even if they don’t have a lot of experience with technology or the Google Assistant app.
Scheduling Actions
A big feature being added to the Google Assistant is the ability to schedule actions on connected devices more naturally through Google Home. By simply telling it what action you want taken and when, Google Assistant can schedule the connected coffee maker to start brewing before your alarm goes off or the connected thermostat to change the temperature in the middle of the night. The goal is to make scheduling actions easier and more intuitive for Google Assistant users.
Improved Privacy
As data breaches and other privacy concerns continue to make headlines, the Google Assistant has taken steps to improve the privacy and security of Google Home devices. In addition to overall better security, these changes also make it easier to remove searches and other bits of your history from memory. Instead of having to go in and manually remove items from the app or a website, you can use voice commands to remove these items directly from a Google Home device. You can even tell Google that something you said wasn’t meant for it and the Google Assistant will go ahead and delete the last item right then and there.
Smart Display Notes
One neat feature being added to Google Assistant is the ability to add virtual notes to compatible smart displays from anywhere in the house. The notes are viewable to anyone who has access to the displays and are left simply by telling Google Home to leave a note and providing what you want the note to say. The notes then appear and remain until someone removes them after they’ve been read.
Workday Routines
In response to the large number of people who have started working from home this year, Google has added workday routines to the Google Assistant. This doesn’t mean that they’re only intended for those working from home, though. These routines break down your day into a variety of activities, including appointments, reminders to get up and stretch, lunch dates, and more. Working with both the Google Assistant app and Google Home devices, these little reminders help to give structure to your day and make sure you don’t miss out on anything important.
Smarten Up Your Home
Smart homes are becoming increasingly mainstream, making devices like Google Home increasingly more convenient. If you would like a smarter home but aren’t sure where to start, HomeKeepr can help you find the pros you need to recommend and install a wide range of Google Assistant-compatible smart devices. Sign up for a free account today to get started.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
When listing pros of owning a home in comparison to renting one, many think of things like lower monthly payments for the roof over their heads, the freedom to renovate or simply paint as they desire, or the opportunity to finally have a garden of their dreams. Tax benefits, however, are not something many consider; learn about some of the main tax-related advantages homeownership can bring:
Tax deduction on mortgage interest: when a homeowner’s mortgage is no greater than $750,000, the interest on that mortgage is tax-deductible. — In 2017, the IRS made changes to this deduction, reducing the mortgage limit. If your mortgage was taken out before December 2017 and is $1 million or less, this deduction applies to your situation as well. — Having a home equity line of credit (HELOC) that meets the above standards will receive the interest tax credit as well. — In case a homeowner has two mortgages that are each less than the $750,000 limit, but the total of those mortgages exceeds the limit, not all interest is deductible. Learn more from the IRS Newsroom. — According to the Tax Cuts and Jobs Act, this benefit will stand through 2026!
When the home was purchased, were mortgage points used as part of the loan transaction? This may qualify for a tax credit. Use this handy worksheet from the IRS to determine eligibility.
Many have used their homes for office space this past year, but not everyone qualifies for a home office tax credit. Those who are independent contractors or self-employed are the only taxpayers allowed this credit.
Your lender is required to include property taxes paid on the 1098 form they send at tax time. Property taxes paid up to $10,000 are eligible for a tax deduction.
If you are paying private mortgage insurance (PMI), the law to receive a tax credit for this has been reinstated as well as being retroactive. House Logic has more information about the changes and benefits.
Do not miss out on these tax deductions! Normally, hiring a professional tax preparer will get the most benefits for you if you give them all the necessary paperwork. Keep in mind that using an online tax prep service will ask homeowner-related questions as you work through your return, and self-tax prep is generally less expensive, depending on the software company you choose.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
The Windermere Real Estate Market Trends Report shows the average sales price was $720,424 in September 2020 compared to $535,664 in September 2019. Homes were on the market for an average of 84days, compared to 59 last year. Homes sold for 97% of the list price.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
The Kissimmee Real Estate Market Trends Report for 34741 shows 45 homes sold in September 2020 up from 37 in September 2019. The average sales price was $252,521 compared to $214,900 in September 2019 and homes were on the market an average of 50 days, compared to 37 days in September 2019.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
The Celebration Real Estate Market Trends Report for 34747 shows 148 homes sold in September 2020 compared to 138 in September 2019. The average sales price was $317,728 compared to $326,985 in September 2019 and homes were on the market an average of 62 days, compared to 56 days in September 2019.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
