Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Stats courtesy of StellarMLS

If you are a renter, you know that rent costs are on the rise, and it may be getting more difficult for you to stop thinking that a home purchase cannot be easier on your wallet. Starting on buying a home can come a year in advance of your first house hunt and creating a homeowner budget is the first step.   

• Write a list of needs and wants for your future home, beginning with size, the number of rooms, type of neighborhood, size of the yard, garage, or no garage, etc. Be realistic, as there is only so much house you can afford. Set a price range, and stick to it. 
• Create an income/expenses list, or use this handy budget calculator so you may see exactly where your money is going.  If there is little left of your paycheck at the end of the equation, it is time to begin eliminating unnecessary purchases so you can start saving. 
• Start paying off any debt you currently have credit cards, car loans, or personal loans. Eliminating these balances will reduce your debt-to-income ratio, and will show lenders you’re serious about paying for a home. 

• Once you start paying off debt, start depositing the amount of those payments into a savings account. Not only do you need to save towards the payment, but you’ll also have other costs for buying a home: appraisal, home inspections, and other fees may or may not be added to the closing costs. 
• Some people that live on low incomes may feel like homeownership is a pipe dream, but that is not true. Many government-backed agencies will assist those with limited incomes buy a home: 

• Federal Housing Administration offers loans with low down payments (3.5%). 
• USDA  helps low-income families in rural areas with purchasing a home with no down payment. 
• VA loans assist veterans with home-buying, as well as home repair. 

No matter your income, homeownership is within reach if your credit report and score is within an acceptable range and may differ according to the lender.  Learning how to budget your income, paying your bills on time, and saving money are all possible, and it may take discipline on your part. The result, however–a home of your own–is worth all the time and effort it took to prepare for it! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

As a part of maintaining good social distance, many people are limiting who they bring into their homes. But this can lead to a bit of anxiety when you need to bring in some extra help to do jobs around the house. Plumbers, electricians and other contractors can’t do their jobs without access to your home’s internal space, but is it safe to bring workers inside when they also have to visit other homes and businesses as a part of their job?

Contractors want to keep themselves and their crew safe on the job, so almost any contractor you hire can be expected to follow appropriate safety protocols while in your home. With that said, there are things that you can do to help ensure that everyone remains safe when you have to bring in workers for necessary tasks around the house.

Fire pits are becoming a backyard staple, and they provide a great place to cook outdoors or wind down at the end of a busy day.  While a fire pit is meant for pleasure, we must remember that we are “playing” with fire, and precautions have to be taken so it remains so. 

• The location of your fire pit should be at least ten feet from any structure, neighboring property, or fence, with the best distance being twenty-five feet. 
• A wide-open spot is best for placement, away from hanging tree branches, and never on a covered porch.  In choosing a fire pit for a covered location, propane should be your choice for fuel. The flames will be easier to control and extinguish, if necessary. 
• Use non-flammable materials as a base for the fire pit:  rock, cement block, or fire-resistant composite material should be spread at least twenty-four inches out from where your fire pit stands. Never sit it directly on the grass or a wooden deck.  

• While looking through the many options when purchasing a fire pit, you need to make certain that it is at least six inches deep, and a minimum of two feet in diameter.  A removable screen is another great asset for the fire pit, as it will help contain embers from floating up with the flames. 
• Extinguishing a wood fire in your fire pit is simple enough: douse it completely with water and stirring the ashes with a shovel to be certain the fire is out completely.  Use only a metal container to dispose of ashes. 
• If a full-on fire pit is not a possibility, a tabletop version may be your best choice. Fueled by denatured alcohol gel or bio-ethanol, these tiny fireplaces can be used anywhere, anytime. 

Always check with your municipality to get the proper permits and give your insurance agent a call to make sure you do not need extra coverage on your homeowner’s insurance.  Once you get all your safety precautions taken care of, you can enjoy your new retreat, knowing it is not only relaxing but safe as well. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: BobVilla.com

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Stats courtesy of StellarMLS

One of the best things about owning your own home is how much you can do to make it your own. Although big jobs like laying tile and building decks might be more than you’re ready for, a simple and easy way to make a big change to the atmosphere of a place is to give it a paint job.

Of course, before you even pick up that big brush, it’s important to have all the safety equipment you’ll need on hand. Many paints contain a variety of particles that can become airborne and get inhaled, which is not very good for your lungs. That’s why painter’s masks are absolutely not optional.

When we think of being ecologically minded, what usually comes to mind is recycling, organic gardening, and alternative sources of energy. Far from our minds is our home’s decor! Decorating is a deeply personal part of living, and if you are thinking about becoming greener, here are a few ways you can reduce your carbon footprint while you create your interior environment: 

• In some cases, going green for decor can be expensive, but it does not have to be! Thrift stores, consignment shops, and tag sales are all perfectly green alternatives to buying new! 
• Paint and other wall/wood treatments can be full of harmful chemicals.  Look for labels that say “non-toxic,” and paints that are low- or zero-VOC.  Learn more about “green” paint from the spruce. 
• When shopping for new items, look for wood that is harvested responsibly, made from repurposed pieces, or even repurposed wood. 

• You will pay more for carpeting made of natural fibers or recycled materials and organic dyes, but a clear conscience for the green living you are trying to achieve will outweigh the cost. Create custom designs with Flor carpet tiles, or go with 100% biodegradable Earth Weave carpet. 
• Other eco-friendly flooring options are reclaimed wood, bamboo, and cork flooring. 
• Use natural fabrics for bedding and draperies, or even upholstery:  cotton, linen, hemp, or wool are all more sustainable than synthetic textiles. 
• Look for locally made artisan furniture, art, or decorative pieces.  You will likely find these crafters use locally found, sustainable materials. 

Green living is a commitment to a lifestyle, but it does not mean your home’s interiors cannot be beautiful. Being fully committed to using less energy and water, as well as purchasing earth-friendly items for your home will make your home beautiful to you, and that is what matters most. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: Inhabitat 

House hunters have many expectations when they are looking for a new home. Most sellers usually have made themselves at home, and love many aspects about it, but not all buyers would agree. Do not hurt your home’s sale with these: 

• Nothing shouts “Don’t buy me!” more than an unkempt yard!  If nothing else, keep the grass cut and weeds and shrubbery trimmed. Put a bit more effort into it, and put down fresh mulch in the flowerbeds, and add a pot of flowers to the top step. 
• No one wants to walk into a house with plastic storage containers stacked up in each room “hiding” the seller’s clutter. When you declutter, get rid of things, or put them in storage if you cannot part with them. Your rooms will appear larger without a lot of stuff in them. 
• Touring a house that has a grimy stove or mildewed bathtub caulking is a huge turn-off:  no one wants to move into a dirty home. If you cannot find the time to clean the house spotless, hire a professional to do it. 

• Natural light is important to most home buyers, so window treatments that block light need to come down, cleaned, and stored for moving. Add sheers, blinds you can open, or pull the shades up completely when you know the house is being shown. 
• Items such as rodent traps or insect baits, should not even be an option for you. If you know you have mice or insects in your home, have them exterminated before you put a sign in your yard.  
• Wall-to-wall carpeting is not as appealing to buyers today as it was in the past. If you can afford it, remove carpeting that is hiding hardwoods and spruce them up. No hardwood? Have the carpets professionally cleaned, and if you really need to sell, offer a new carpet credit to buyers. 
• When you know about a problem and don’t bother to make repairs–think dripping faucets or cracked windows–buyers will not be impressed with your house, and if they’re remotely interested, offers won’t be close to your asking price. 
• Any unpleasant odors will put off most people, and homebuyers will wrinkle their noses as soon as they walk in. Cleaning is important to remove dirt, but you need to clean for odors, too. Follow these tips from realtor.com® for removing any funky smells from your home. 

The impression your house makes on potential buyers largely depends on you. Salespeople of all kinds must make a pitch to draw the buyer in, then grab and keep their attention. The effort you put forth will show in the feedback and offers you will receive. In the case of selling your home, sweat the small stuff! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: A1 ChimneyPro

Buying a home is a big deal, especially for those who have had credit problems in the past. The most common way to buy a home is with a mortgage loan, which requires both a credit score that the lender finds acceptable and enough cash on hand for a down payment (and usually some other costs). For some, this can be a barrier to home ownership because they either have previous credit problems or are unable to get the cash together to cover down payments and other costs. Fortunately, there are some alternatives available.

One option that can put home ownership within reach is rent to own housing. As the name implies, this provides an option where the would-be homeowner can actually take possession of the house as a renter before the purchase is finalized. While this may not be available as an option for everyone, here are some details about rent to own housing in case you’re considering a rent to own purchase.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

By: Homekeepr, Rob Morelli