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Painter’s Masks: A Primer

August 27th, 2020 by tisner


One of the best things about owning your own home is how much you can do to make it your own. Although big jobs like laying tile and building decks might be more than you’re ready for, a simple and easy way to make a big change to the atmosphere of a place is to give it a paint job.

Of course, before you even pick up that big brush, it’s important to have all the safety equipment you’ll need on hand. Many paints contain a variety of particles that can become airborne and get inhaled, which is not very good for your lungs. That’s why painter’s masks are absolutely not optional.

Surgical Masks Versus Painter’s Masks

By now, most people are pretty familiar with paper face masks. While paper masks may all look the same, there are actually some pretty major differences between surgical masks and painter’s masks.

Surgical masks, which are generally sold for medical purposes, offer little to no protection from inhaling airborne particles. They’re only good at preventing you from exhaling germs onto someone else. This is why you don’t see surgical masks for sale in the same department as painting and sanding masks; they simply don’t do the same job.

Painter’s masks, which can also be made from a paper-like material, are specifically designed to prevent particles from penetrating their surface and getting into your lungs. Also commonly known as dust masks, these masks are actually filtering devices and offer various degrees of filtration, much like the air filters you use in your furnace.

Mask Ratings: What Do They Mean?

The National Institute of Occupational Safety and Health (NIOSH) has very specific ratings to help painters and other professionals determine exactly what type of mask to use in a given situation. It’s not uncommon for a professional painter to have a variety of filtering masks on hand for different working conditions. For most homeowners, there are two main factors to consider:

  • Oil Resistance. The “N” in an “N95” means the mask isn’t oil proof at all. You might not think that’s a problem with painting, but if you’re working with any kind of coating that’s oil-based, using a mask with no oil proofing is the same as not using a mask at all. The letter rating is vital to your safety. N, as already stated, means no oil-proofing, R provides up to eight hours of oil-resistance, and P can remain oil-proof for more than eight hours at a stretch.
  • Filtration. The number part of the mask’s rating is all about the percentage of one micrometer particles that are being removed from the air coming into your face, based on clinical trials. A 95 rating filters 95 percent of these tiny particles, a 97 filters 97 percent of particles, and 100 is akin to a HEPA filter, removing 99.9 percent of those airborne particles.

For most homeowner projects, a 95 percent filtration mask is adequate protection, but if you’re working in a home that is known to have lead, asbestos or other fine and dangerous particles, you may need a more powerful filtering device.

Enter the Cartridge Respirator

Cartridge respirators are tight fitting masks with removable filtration cartridges that offer more protection than a basic dust mask. Although the rating system is essentially the same, cartridge respirators can also filter out harmful vapors and particles smaller than one micrometer. When choosing a cartridge respirator, you can grab one that will allow you to stack filter cartridges, and thus filter a range of environmental hazards all at once.

Not Sure About Respirators?

If you’re not sure what respirator is right for your project, or you’re concerned that you may simply not be able to protect yourself from whatever hazards your paint and walls may be hiding, hiring a painter is a perfectly good option. Not only do they have the experience to get your job done faster and with less interruptions to your life, they’re in the business of protecting themselves from the various vapors and particles that are involved in sanding, priming and repainting walls, floors and other surfaces.

You can find a great painter in your HomeKeepr community who can do the job safely and correctly! Sign up for your free account today to get started.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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By: Homekeepr, Rob Morelli

Eco-Conscious Decorating

August 25th, 2020 by tisner


When we think of being ecologically minded
, what usually comes to mind is recycling, organic gardening, and alternative sources of energy. Far from our minds is our home’s decor! Decorating is a deeply personal part of living, and if you are thinking about becoming greener, here are a few ways you can reduce your carbon footprint while you create your interior environment: 

  • In some cases, going green for decor can be expensive, but it does not have to be! Thrift stores, consignment shops, and tag sales are all perfectly green alternatives to buying new! 
  • Paint and other wall/wood treatments can be full of harmful chemicals.  Look for labels that say “non-toxic,” and paints that are low- or zero-VOC.  Learn more about “green” paint from the spruce. 
  • When shopping for new items, look for wood that is harvested responsibly, made from repurposed pieces, or even repurposed wood. 
  • You will pay more for carpeting made of natural fibers or recycled materials and organic dyes, but a clear conscience for the green living you are trying to achieve will outweigh the cost. Create custom designs with Flor carpet tiles, or go with 100% biodegradable Earth Weave carpet. 
  • Other eco-friendly flooring options are reclaimed wood, bamboo, and cork flooring. 
  • Use natural fabrics for bedding and draperies, or even upholstery:  cotton, linen, hemp, or wool are all more sustainable than synthetic textiles. 
  • Look for locally made artisan furniture, art, or decorative pieces.  You will likely find these crafters use locally found, sustainable materials. 

Green living is a commitment to a lifestyle, but it does not mean your home’s interiors cannot be beautiful. Being fully committed to using less energy and water, as well as purchasing earth-friendly items for your home will make your home beautiful to you, and that is what matters most. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: Inhabitat 

Fla.’s 2Q 2020 Housing Market Reflects COVID-19 Impact

August 19th, 2020 by tisner

2Q median prices up, sales down year-over-year. Chief Economist O’Connor expects sales to continue to improve, though a single-family inventory shortfall is an issue.

ORLANDO, Fla. – Florida’s housing market reflected the impact of coronavirus pandemic and economic turmoil in the second quarter of 2020, particularly during April and May: higher median prices and more pending inventory, but fewer closed sales and fewer new listings compared to 2Q 2019, according to the latest housing data from Florida Realtors®.

Closed sales of single-family homes statewide totaled 68,675 in 2Q 2020, down 19.2% from the 2Q 2019 level; closed sales of condo-townhouse properties totaled 22,571, down 33.9% compared to 2Q 2019. Closed sales typically occur 30 to 90 days after sales contracts are written.

Quarterly data figures normally offer a good look into prevailing economic and market trends, according to Florida Realtors Chief Economist Dr. Brad O’Connor. “This year, however, has been a notable exception, with the state of the housing market shifting rapidly from week to week,” he said.

O’Connor added, “For example, we were only down a little over 4% year-over-year in new pending sales of single-family homes during the second quarter, but this masks the fact that we were down 35% (new pending single-family home sales) in April, only to see a phenomenal bounce-back recovery of 2.3% in May and over 23% in June.

“All indications are that Florida will continue to see home sales surge through the end of the summer, with our biggest near-term issue being a severe lack of single-family inventory.”

The statewide median sales price for single-family existing homes in 2Q 2020 was $277,500, up 4.7% from the same time a year ago, according to data from Florida Realtors Research department in partnership with local Realtor boards/associations. The statewide median price for condo-townhouse properties during the quarter was $207,000, up 6.2% over the year-ago figure. The median is the midpoint; half the homes sold for more, half for less.

“With mid-year inventory levels down over 27% compared to last year, the scarcity of homes on the market will continue to propel prices upward,” O’Connor said. “Price growth has remained so strong throughout the pandemic that at the mid-point of the year, Florida had already seen close to $50 billion worth of closed single-family home sales, less than 2% off from last year’s pace.”

In 2Q 2020, the median time to a contract (the midpoint of the number of days it took for a property to receive a sales contract during that time) was 37 days for single-family homes and 50 days for condo-townhouse properties.

Inventory was at a 2.8-months’ supply in the second quarter for single-family homes and at a 5.7-months’ supply for condo-townhouse properties, according to Florida Realtors.

According to Freddie Mac, the interest rate for a 30-year fixed-rate mortgage averaged 3.23% for 2Q 2020, down from the 4.0% average recorded during the same quarter a year earlier.

To see the full statewide housing activity reports, go to Florida Realtors’ Tools and Research section. Realtors also have access to local market stats (password protected) on Florida Realtors’ legacy website.

© 2020 Florida Realtors®

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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What Can Hurt Your Home Sale

August 18th, 2020 by tisner


House hunters have many expectations when they are
 looking for a new home. Most sellers usually have made themselves at home, and love many aspects about it, but not all buyers would agree. Do not hurt your home’s sale with these: 

  • Nothing shouts “Don’t buy me!” more than an unkempt yard!  If nothing else, keep the grass cut and weeds and shrubbery trimmed. Put a bit more effort into it, and put down fresh mulch in the flowerbeds, and add a pot of flowers to the top step. 
  • No one wants to walk into a house with plastic storage containers stacked up in each room “hiding” the seller’s clutter. When you declutter, get rid of things, or put them in storage if you cannot part with them. Your rooms will appear larger without a lot of stuff in them. 
  • Touring a house that has a grimy stove or mildewed bathtub caulking is a huge turn-off:  no one wants to move into a dirty home. If you cannot find the time to clean the house spotless, hire a professional to do it. 
  • Natural light is important to most home buyers, so window treatments that block light need to come down, cleaned, and stored for moving. Add sheers, blinds you can open, or pull the shades up completely when you know the house is being shown. 
  • Items such as rodent traps or insect baits, should not even be an option for you. If you know you have mice or insects in your home, have them exterminated before you put a sign in your yard.  
  • Wall-to-wall carpeting is not as appealing to buyers today as it was in the past. If you can afford it, remove carpeting that is hiding hardwoods and spruce them up. No hardwood? Have the carpets professionally cleaned, and if you really need to sell, offer a new carpet credit to buyers. 
  • When you know about a problem and don’t bother to make repairs–think dripping faucets or cracked windows–buyers will not be impressed with your house, and if they’re remotely interested, offers won’t be close to your asking price. 
  • Any unpleasant odors will put off most people, and homebuyers will wrinkle their noses as soon as they walk in. Cleaning is important to remove dirt, but you need to clean for odors, too. Follow these tips from realtor.com® for removing any funky smells from your home. 

The impression your house makes on potential buyers largely depends on you. Salespeople of all kinds must make a pitch to draw the buyer in, then grab and keep their attention. The effort you put forth will show in the feedback and offers you will receive. In the case of selling your home, sweat the small stuff! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: A1 ChimneyPro

How Does Rent to Own Housing Work?

August 13th, 2020 by tisner


Buying a home is a big deal, especially for those who have had credit problems in the past. The most common way to buy a home is with a mortgage loan, which requires both a credit score that the lender finds acceptable and enough cash on hand for a down payment (and usually some other costs). For some, this can be a barrier to home ownership because they either have previous credit problems or are unable to get the cash together to cover down payments and other costs. Fortunately, there are some alternatives available.

One option that can put home ownership within reach is rent to own housing. As the name implies, this provides an option where the would-be homeowner can actually take possession of the house as a renter before the purchase is finalized. While this may not be available as an option for everyone, here are some details about rent to own housing in case you’re considering a rent to own purchase.

The Basics

The basic idea behind rent to own housing may seem pretty simple. Instead of having to buy a house outright, you rent the home from the current owner instead, in much the same way that you would if you were only acting as a renter. The rental payments that you make typically cover both the cost of rental and pay a portion toward the asking price of the home itself. After a specified period of time has passed, you will either have paid off the balance of the property or (as is more common) will have a final lump-sum payment to make that finalizes the purchase of the house.

The Rental Contract

The lease that you sign when entering into a rent to own agreement is a bit different than your standard rental agreement. In most cases, you will agree to stay at the home for a longer period of time than your standard lease, and you may have an initial up-front payment to make that goes toward the cost of the house as well. The contract will detail exactly how much the owner wants for the home, what percentage of your rent will go toward that amount, and will also provide information about how you’re actually buying the house when the lease ends.

Option to Buy

In most cases, a rent to own contract features what’s known as an “option to buy” which gives you the option to pay any remaining cost to finalize your home purchase when the lease ends. Depending on the wording of the contract, you may also have the option to pay off that balance early and finalize the purchase even if the lease isn’t yet set to expire. You do need to be careful and read and pay attention to the details of this, however. While a “lease-option” contract like this gives you the option (but not the requirement) to buy at the end of the lease, some contracts actually contain what’s known as a “lease-purchase” clause, under which you have a legal obligation to buy regardless of whether you can actually afford it.

Maintenance Requirements

When you rent a home, maintenance and other upkeep is generally the responsibility of the landlord. In a rent to own situation, however, the lease will sometimes specify that the would-be homeowner is responsible for some or possibly all of the upkeep and maintenance instead. You may even encounter sellers who gradually shift the responsibility to you the longer you stay in the property, though this is less common than some other setups. Still, it’s important to know from the start who is going to be responsible for things that come up before the lease expires.

Getting Your Rent to Own in Shape

Depending on the terms of your rent to own contract, you may end up with some things around the house that you’ll need to fix yourself. HomeKeepr can come in very handy here. Sign up for a free account today and connect with contractors, electricians and other pros who can get your home in tip-top shape.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

By: Homekeepr, Rob Morelli

Windermere Florida Real Estate Market Report for July 2020

August 12th, 2020 by tisner

The Windermere Real Estate Market Trends Report shows the average sales price was $599,897 in July 2020 compared to $591,670 in July 2019. Homes were on the market for an average of 49 days, compared to 60 last year. Homes sold for 97% of the list price.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Kissimmee Florida Real Estate Market Report for July 2020

August 12th, 2020 by tisner

The Kissimmee Real Estate Market Trends Report for 34741 shows 54 homes sold in July 2020 up from 52 in July 2019. The average sales price was $231,547 compared to $212,934 in July 2019 and homes were on the market an average of 48 days, compared to 57 days in July 2019.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Celebration Florida Real Estate Market Report for July 2020

August 12th, 2020 by tisner

The Celebration Real Estate Market Trends Report for 34747 shows 167 homes sold in July 2020 compared to 172 in July 2019. The average sales price was $371,150 compared to $294,074 in July 2019 and homes were on the market an average of 77 days, compared to 63 days in July 2019.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

June 2020 Statistics

August 11th, 2020 by tisner

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

In-Law Suites

August 11th, 2020 by tisner


For many families in the United States, it has become the norm for 
more than two generations to live under one roof as aging parents move in with their adult children. Not every house has the extra room, nor do mostly independent seniors care to downsize and live in one room with a half bath. While there are a few different solutions to the issue, there are many things to consider. 

  • First and foremost, questions need to be answered: Is it possible to sell both homes and purchase one larger one? Are the in-laws simply wanting two rooms and a bathroom to themselves? Will the older parents sell their home and pay for an in-law suite to be built onto their adult children’s home? 
  • Another solution could be that the older generation has the largest house, and the younger family could relocate. Again, everyone needs to be put into consideration, as this could uproot school-aged children, and even take the working adults further away from their jobs. 
  • If a new house hunt begins, look for houses that have the potential to create a small apartment in the existing rooms, or have space to add an in-law suite. Another option is a duplex, so parents that are still independent can keep their own house, but have the family just a few steps away, just in case. 
  • Building an addition onto any home requires some investigation to make certain your municipality will allow it, as it will almost be a separate dwelling. 

    Some of the needs and wants in an in-law suite include:
    – separate entry/locked entry from “other” dwelling
    – first-floor accommodations
    – full bathroom
    – kitchen essentials, as zoning codes allow
    – sitting room separate from sleeping area
    – wide doorways, no-slip flooring, handrails in appropriate areas 

  • A garage, underused attic, or basement can be easily converted to a small apartment-like dwelling. Just make sure there is adequate natural lighting, as all of these can be dark spaces. Where lots of windows are not an option, adding skylights take care of letting some sunshine in. 
  • One more option is building a cottage-type building on the property, as regulations allow.   

While finances are likely the number one factor for making the major decisions, family dynamics are another factor in this new living situation. Every family is different, and while some want their privacy and ask others to knock before coming into their “house,” some families will have an open-door policy, sharing meals and housework equally, and have their own little commune. No matter what the accommodations will be, communication is key to making certain a multi-generational home is for the best, as well as successful. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: familyeducation 

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