• February 15, 2018 – April 15, 2018
• Location: Osceola County Welcome Center, History Museum and Pioneer Village
• Address: 4155 W Vine Street, Kissimmee, FL 34741
• Time: 5:30PM to 7:30PM
• Admission: FREE
• Phone:407-396-8644
• Event Website 

Description: Discover women’s fashion and accessories through the ages, from the refined style of the Pioneer woman to the elegance of the wartime era.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Winter can be harsh on a roof, between the cold wind, rain, and snow and ice in some areas.  While on your Spring maintenance check, you should look carefully at your home’s roof, and see how it fared the season, and whether you have a DIY patch job to do, or a major roof repair that needs professional attention.  Keep the following in mind while you’re doing your inspection: 

• Cracked, curling or buckled shingles are an obvious problem. These should be replaced or repaired as soon as possible to prevent water damage and mold infestation. 
• Are your shingles dirty? Look in the gutters for tiny bits of the shingle granules.  If you find a lot of them, and not many are left on the shingles themselves, it may be time to re-shingle the roof. 
• Check around chimneys, vents, skylights, and anything else that is installed on the roof for any cracks or tears in the flashing beneath the shingles that could be allowing water to leak in. 
• Inspect carefully where tree branches could come in contact with the roof, to make sure they haven’t caused any damage from Winter winds. 
• Now would be a good time to check the eaves and gutters.  Make sure the wood is in good shape, and that gutters are clean and not loose. 
• If you think you may have especially bad soft spots in your roof, call a professional to climb up for a more thorough inspection.  

When you’re looking for roof damage, a great place to look is on the underside, and that requires an interior inspection. 

• Get into the attic and look for dark spots or obvious places where water has run.  Pay close attention if your attic smells musty and look for mold or mildew.  If you see any daylight shining through where it shouldn’t be, you need to check the corresponding area on the roof and get that repaired. 
• Check every inch of the top floor interior ceiling plaster or drywall for discoloration, crumbling, cracking or bubbling. 
• Don’t forget closets, cabinets, storage areas, and even wallpaper.  Use a very bright flashlight to help you see these hard-to-see places. 

Roofing materials can vary from asphalt shingles to stamped tin, and each one has a different way to inspect and repair.  Scott Yancey, real estate instructor and host of the television show Flipping Vegas, offers these tips for inspecting all kinds of roofing.  Your roof is the most important aspect of your home’s construction, and maintaining it is important to prevent costly repairs or replacement or expensive interior damage.   

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: regionalroofing.net

Spring is almost here, and that means warmer weather and outdoor time, but sometimes rain and a few last tries by Old Man Winter keep us indoors just a little longer.  Since the kids will be out of school for a few days, sit them down for some craft time!   

Dye coffee filters and paper towels with bright-colored markers and fold them into layers.  Spray them with a misting bottle filled with water, allow the water to soak in, and watch the colors spread.  Unfold and let dry.  Now make something! 

• Dye a coffee filter, and once dry, gather the filter in the middle, wrap a chenille stem around the middle, and fluff the filter around the end of the stem.  Display several in a vase or make a wreath with a paper plate base. 
• Paper towel butterflies can be made using the same dying technique, then gathered in the middle, wrapped with a chenille stem (don’t forget to leave enough sticking up at the top for some antenna!), self-stick googly eyes added at the top, and you’ll soon have a room full of butterflies! Happy Hooligans offers some fun tips on crafting with paper towels. 

Fairies and gnomes are all the rage this Spring, and what can be more fun than making believe?   

• Pick up some inexpensive plain headbands and a few artificial Spring flowers at the dollar store.  Remove the flowers from their stems–they should just pull off without scissors.  Using a low-heat glue gun (with an adult), add a dollop of glue to the headband, and stick the flower on by the stem end, and hold until the glue cools.  Place the flowers close together so the headband doesn’t show.   
• If your little one would rather be a gnome, make a no-sew gnome hat with these easy directions from That’s Quite Nice! Gnomes must have a beard, and chenille stems covered with fluffed-out cotton balls attached with a glue gun (with adult supervision!), with enough room at the ends to wrap over little ears to hang their beard are easy and fun to make. 
• If you want fairies or gnomes to visit your garden or yard, they need hiding places! Add twigs and grass clippings to crooks of trees or around the trunk on the ground to give them shelter from the rain.  String long lengths of yarn with a few beads, a tied ribbon or two, and a little jingle bell at the end. Wrap the unbeaded part around a stick, leaving beads and bell hanging from the end.  Place the stick in a tree crook or stand it in the ground out of the way of walking paths.  When you hear it ring, you ‘ll know a gnome or fairy is visiting your tiny shelter! 

It’s time for bugs and critters to be everywhere, so make some that the kids won’t be wary of and can even play with! 

• Purchase a pack of colored cupcake liners.  Using construction paper or cardstock for the background, spread the liners out, brush them with a light layer of glue, and glue them to your paper.  Add new cupcake liners in a caterpillar body shape, and once the glue is dry, draw eyes, antenna, and feet! Find tons of cupcake liner craft ideas on Pinterest. 
• Make bugs from rocks, craft paint, and googly eyes!  Wash the stones, carefully paint your bug design, allowing each color to dry before you paint the next, and once the paint job is complete, add some stick-on googly eyes, and place them in your garden or on a shelf! 
• Turn a pasta sauce jar into a bug-collecting jar!  Adults, poke some holes in the lid with an ice pick, have the kids use craft paints to decorate their jars, and allow to dry.  Fill with grass, leaves and a few twigs, and go on an insect hunt.  Use a spoon to scoop your buggy finds into the specimen jar.  Once the little ones have studied their insects, take it back to where you found it and release.   

Crafting with kids can be so much fun but can get messy.  If you don’t have aprons or smocks, find a few old adult-sized button-up shirts, and put them on backwards!  They help protect clothes, and you can wash them and store them away for the next crafting or cooking session.  Remember to use non-toxic paints and adhesives and spread old newspapers over your crafting surface to keep clean-up a cinch. Most of all, have fun, and celebrate Spring! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: tierraeste.com

The Windermere Real Estate Market Trends Report shows the average sales price was $521,477 in February 2018 compared to $544,748 in February 2017. Homes were on the market for an average of 91 days, equal to 91 days last year. Homes sold for 97% of the list price.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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The Kissimmee Real Estate Market Trends Report for 34741 shows 37 homes sold in February 2018 down from 54 in February 2017. The average sales price was $185,898 compared to $146,058 in February 2017 and homes were on the market an average of 50 days, down from 65 days in February 2017.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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The Celebration Real Estate Market Trends Report for 34747 shows 123 homes sold in February 2018 compared to 92 in February 2017. The average sales price was $280,660 compared to $358,122 in February 2017 and homes were on the market an average of 123 days, compared to 116 days in February 2017.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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The thought of a brand-new, up-to-date home appeals to many, and if you’re considering buying a new construction, there are few things you should know. Following these guidelines can make your venture a little easier.

• Before you make that first visit to the model home, find a real estate agent to accompany you, and keep them involved in every aspect. If you wait until after you’ve talked to the builder’s agent, you lose the benefit of having buyer’s representation.
• Hiring your own real estate professional is wise, because you’ll have someone with your interests at heart.
• Shop around for the best loan in advance. If the builder’s lender has incentives and discounts, consider this if it will benefit you in the end.

Some questions to ask the builder’s agent on that first meeting:

• Ask for info about how many lots and homes have been sold.
• You need to know about each home site’s size, and how close each house is to each other.
• What is the investors ratio allowed in the community? This will tell you the rental the number of homes that are possibly rentals.
• What is the projected completion date for the new construction site?
• If the completion date isn’t met after we have signed a contract, is there a deposit refund or a cancellation clause?
• How long is the home’s warranty, and what does it cover?
• Is a garage or deck standard or an extra cost?
• Is smart technology wiring included in the basic home package, and is wiring to all bedrooms an extra expense?
• How much input do I have on paint colors, flooring, kitchen cabinets and bathroom finishes?
• What appliances are included?
• Is there a builder’s upgrade credit?
• Find out the what the builder’s policy is if they run short of materials. Most builders have the right to substitute, and you don’t want to be surprised to see mosaic tile where you thought subway tile would be in your finished home.
• Keep in mind that the model home you are shown has all the upgrades. Don’t assume you’re getting everything in your home that the model has. For instance, shelves and the latest organizational features are in the walk-in at the model home, but all of those could be upgrades. Ask about these features and write everything down as you get answers.
• Talk to residents who are already living in the community, and ask them about any concerns they have, and what they love about their new home.
• Don’t skip getting a home inspection just because it’s new construction. Humans make mistakes, and it’s better to pay extra for a home inspection to find out everything is fine than deal with something that will cost a lot in the long run. Be sure your purchase contract allows you to hire an inspector outside the building company.
• If the model home is one of the last homes left in the neighborhood, ask about buying it! You may not get every finish just as you’d like, but you can paint a room or change the flooring if the cost of the house with all the bells and whistles is comparable to one that’s just been finished.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: Decker Home Services

• March 16, 2018 – March 17, 2018
• Location:Wall St. Plaza
• Address: 25 Wall Street, Orlando, FL32801
• Time: Friday 8 p.m. – 2 a.m., Saturday 12 p.m. – 2 a.m.
• Phone:407-849-0471
• Event Website 
• paul@wallstplaza.net

Description: Celebrate St. Patrick’s Day in Downtown Orlando at Wall Street Plaza. The two-day event will feature live music, green giveaways, green beer and a Leprechaun. Drink specials include $5 Guinness and Harp pints, $5 Irish Car Bombs and $5 Jameson Whiskey. The event is 21+ only.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo Credit: visitorlando.com

One of the silver linings to filing your income tax return is finding out that you are going to receive a refund. If you happen to be one of these fortunate taxpayers, your next decision is what to do with it. With the average tax refund around $3,000, it could be the difference that makes a home a reality sooner rather than later.

Many would-be buyers think it takes 10% or more down payment to purchase a home, but actually, it can be much less. There are VA and USDA mortgages that have no down payment for qualified buyers. FHA has a 3.5% down payment program and FNMA has 3% down payment mortgages for qualified creditors.

Closing costs for originating new mortgages can easily range from two to three percent of the purchase price but most lenders will allow the seller to pay part or all of them based on the agreement in the sales contract.

While the average tax refund might not cover the down payment on the median price home, it certainly helps. Your refund could make it as simple as 1-2-3 to get into a home.

1. Get the hard, cold facts for the homes and mortgages in your area and price range.
2. Get pre-approved with a trusted mortgage professional.
3. Start looking at homes.

Call me at (407) 467-5155 or Teri@TeriIsner.com to get started.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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All your life, you have seen For Sale signs in front yards, and there’s always a Realtor’s name, and in these modern times, a photo of them.  How did the seller decide on that Realtor?  Did they open the paper to the classifieds, close their eyes, and point to a spot in the Homes for Sale section?  That’s very unlikely, and it may take a few interviews, but you and your Realtor should be a good fit.  

• Any friends that have recently bought or sold their home can get you started on a reference list.  Ask them what they liked most/least, and what they would do differently. 
• Look to the internet for initial research.  Go down your list and search for each Realtor’s listings, blogs, and testimonials. Record contact information of Realtors you’re most interested in. 
• Call each Realtor and set up an appointment to meet for a Q&A session. 

• Before your first meeting, familiarize yourself with real estate professionals terms, as each title has a different job. 
• Have this list of questions to ask on hand at every meeting: 

1. How long have you been in real estate? 
2. Are you in the real estate business full-time or part-time? 
3. Do have more buying or selling experience? 
4. How many homes have you sold in the past twelve months? 
5. Do you specialize in any certain neighborhoods or locations? 
6. How many clients are you working with now? 
7. What’s the best mode of communication for you? 
8. Do you utilize the internet and social media to list your homes for sale? 
9. What makes you stand out in our local market? 
10. What should I know as a seller/buyer? 

• A good Realtor welcomes these questions and will be honest with you when they answer them. 
• Don’t be surprised if the real estate pro interviews you as well! They need to know about you as much as you need to know about them. 
• Meeting with potential Realtors help you see their personalities, and having good chemistry is essential to your Realtor-client relationship.  You will be spending a lot of time with each other. 
• References with contact information are essential and can help you seal the deal with the right real estate professional for you and your needs. 
• If the Realtor is new in the field, don’t count inexperience against them.  They should be eager to add your sale to their portfolio and want to offer you a great experience. 

Once again, you will be spending a great deal of time with your Realtor, on the phone as well as in person.  Rismedia has more qualities and information for Realtor-hunting before the home hunting begins.  You will be sharing a lot of personal information with them, and a good relationship is vital to the sale or purchase of your home.  All your research could lead to a long-term relationship, not just a real estate agent. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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